The loan business of Guangfa Bank is mainly divided into the following three categories: 1. Operating Loan When you are in urgent need of funds in the process of large-scale consumption and have real estate as a guarantee, you can apply to Guangfa Bank for the "Dream Loan" consumer loan service. 2. Consumer loans can reach up to 300,000 consumer reserve funds, free of mortgage and guarantee, and ID cards and work permits can be applied for approval within 1 day at the earliest. 3. The mortgage rate of the business association is as high as 70%, and the amount can reach100000. It can be mortgaged once, and it can be recycled for up to 10 years. It also supports a variety of guarantee methods such as joint guarantee, guarantee and pledge.
2. What are the requirements for applying for a personal loan from Guangfa Bank?
Loan application industry
Natural persons aged between 18 and 65;
The actual age of the borrower plus 0 years old;
Have the ability to stabilize employment and income and repay the principal and interest of loans on schedule;
Loans with good credit are used legally;
Other conditions stipulated by the bank.
3. How many kinds of credit card loans are there?
Guangfa Bank launched the credit card loan product Guangfa "wealth management fund", which is an overdraft transfer installment repayment service provided by Guangfa Bank within the comprehensive credit line of customers' credit card accounts according to the demand of customers' personalized repayment methods. Credit card loans can meet the cash needs of some cardholders. Credit card loans are based on credit card business, which is simpler and faster to handle and can be regarded as a substitute for consumer loans.
4. What loans does Guangfa have?
The loan business of Guangfa Bank includes:
1. Personal loan business includes: Guangfa e-second loan and mortgage easy personal business loan.
2. Corporate loans include short-term working capital loans, revolving working capital loans, fixed assets loans, entrusted loans and corporate mortgage loans.