The billing date and repayment date of the credit card are not the same day.
The billing date means that the card-issuing bank will regularly summarize and settle the various transactions and fees that occurred in your credit card account every month, calculate the interest, and calculate the total amount you owe and the minimum payment for the current period. The amount will be charged and a statement will be sent to you. This date will be the statement date of your credit card.
The repayment date refers to the interest-free repayment period, which varies according to the regulations of major banks. The shortest is from the bill date to the last repayment date, and the longest is from the day after the bill date to the last repayment day of the next month. , if the bill date is the 1st and the final repayment date is the 20th, the minimum is 20 days and the maximum is 50 days.
You can verify it through the Ping An Pocket Bank APP-Credit Card-View Statement page.
If you have any questions, you can click the link below and select the online customer service icon - credit card in the upper right corner of the homepage or follow the Ping An Bank Credit Card WeChat public account (paxyk95511) for consultation.
/branch/mkt/bankonline/dist/onlineBankless.html#
Response time: 2021-10-28. For the latest business changes, please refer to the official website of Ping An Bank.