If our ID card is used by someone else to apply for a credit card, if we know the other person, let the other person pay off the credit card balance and then return the credit card to us. If you don't know the other party, go to the corresponding bank to check the credit card usage. If you owe a debt, choose to call the police.

In the Internet age, we should manage our personal identity information well to prevent it from being used fraudulently by others. If you encounter someone using your identity information to apply for a credit card, just follow the method below. We strive to resolve the situation amicably and amicably with people we know.

My relatives and friends took advantage of our relationship to apply for a credit card. After we learn about such a situation, we can ask them to return the credit card to us and repay them. Fees incurred during use. If the other party can take care of our feelings and do what we ask, this is the best result.

If the other party does not listen to our kind words, we do not need to worry about the other party's face. We can report the credit card as lost and prevent the other party from continuing to use it. When it comes to the unpaid amount, you can only ask for it from the other party. After all, if you apply for a credit card in your own name, you will inevitably be caught in the pursuit of repayment. In order to prevent your reputation from being damaged and your money to be lost, you can also sue the other party or ask the police for help if you have no choice but to do so. For people you don’t know, the sooner you deal with it, the better

If your identity information has been used fraudulently and you don’t know the situation at all, you should report the loss as soon as possible and lock the credit card to prevent the other party from making more purchases. The bills will all be borne by you in the end. When reporting the loss of a credit card, you can check the consumption on the card. If it exceeds your tolerance, you should call the police directly.

Then we wait for the police’s investigation results, which usually give us a happy ending. Those who steal our personal information and apply for credit cards will also be punished as they should.

No matter what, if you don’t want your identity information to be leaked, you must keep your personal information, ID cards and other important documents in your daily life, and do not lend them to others.