In our country, if your credit card consumption is stolen based on your password, you can get compensation from the bank.

1. Fraudulent fraud is an illegal act in which criminals use high-tech means to copy other people's bank cards, credit cards and passwords, withdraw cash for their own use, and cause property losses to the other party. On May 25, 2021, the Supreme People's Court issued and implemented the "Regulations of the Supreme People's Court on Several Issues in the Trial of Bank Card Civil Disputes". It is clear that if the user's bank card is stolen and proves that he is not responsible, he can claim compensation from the bank.

2. Bank card fraud refers to the illegal and criminal act of copying other people's credit cards or bank cards in various illegal ways and stealing the cardholder's funds. When both the ID card and bank card are stolen, the thief cannot withdraw the money without the password. The best way to ensure the safety of your funds is to call the bank to report the loss of your bank card or credit card when you discover it is lost.

1. Basic introduction to bank card theft:

Spoofing refers to the illegal or criminal act of copying other people’s credit cards in various illegal ways to steal the cardholder’s funds. In practice, the main manifestations are that when the cardholder has not lost his credit card and the payment password has not been informed to others, the funds are consumed by a completely unfamiliar third party under the false name, and the funds are transferred and withdrawn.

2. The method of committing bank card theft:

From the perspective of the method of committing the crime, the main manifestation of theft is that illegal actors or criminal actors obtain cardholder information through illegal means. , and make counterfeit cards based on the information obtained, and then use automatic teller machines (i.e. ATM machines) or multi-function payment terminals (i.e. "POS" machines) to steal the funds in the cards locally, in different places within the country or abroad.

3. The means of committing bank card theft:

From the perspective of the main means of committing the crime, it is mainly divided into three categories: The first category is the cardholder information that is caused by the bank’s fault. (Bank card number, password, etc.) are intercepted by illegal actors or criminal suspects, such as installing cameras and other equipment around ATM machines to steal information, installing card swallowing devices on ATM machines, and stealing funds in real cards; the second category is due to The bank card information is leaked due to the cardholder's own fault, such as the bank card is lost, the password is leaked, etc. The cardholder fails to properly perform the custody obligations; the third category is the unknown reason for the bank card information leakage, such as hackers intruding into the bank system and stealing the bank card information. Cardholder information to create fake cards.