Will the debit card be blocked if the credit card installment is negotiated? Under normal circumstances, the debit card will not be blocked, but if the user fails to reach an agreement with the bank and fails to repay the debt, the bank may apply to the court for enforcement, and the property under the user's name will be frozen at that time. , including debit cards, but banks cannot directly freeze user property. According to credit card management regulations, overdue users can negotiate with the bank, but the repayment negotiation itself is based on the user's overdue and dishonest behavior, so it will be more difficult during the application negotiation process. For example, the expected credit cannot be applied for. Installment deadlines, etc., require users to communicate patiently. Of course, if the bank directly refuses the user's installment payment, it can complain to the head office or the China Banking and Insurance Regulatory Commission. The credit card negotiated repayment can be divided into up to 60 periods. If the user is successfully approved for the maximum period, the repayment pressure will be very small. In the future, remember to repay on time to avoid overdue payments. The above is the answer to "Will the debit card be blocked when negotiating installments with a credit card?" Generally speaking, banks will not directly block the card, but for users who have not dealt with their debts, the bank can sue and apply to the court for enforcement. Then the consequences will be very serious, so it is recommended to deal with it as soon as possible.