Many banks have launched credit card installment services, which can alleviate the repayment pressure of cardholders, but success still depends on the amount of the credit card swiped. Some people will ask how much the credit card swipe is to pay in installments. It can only be said that the installment regulations of various banks are different. Let’s take stock here.

How much can be paid in installments with a credit card?

There are several forms of credit card installments, including consumption installments, bill installments, cash installments, etc. Just like how much money can be paid for installments, it usually refers to installments after swiping the card, that is, bill installments. The main points to pay attention to are There are installment amounts and application time.

1. China Construction Bank: An application must be made between the day after the bill date and one day before the repayment is due. The starting amount of the installment is 300 yuan, and the maximum amount shall not exceed 90% of the total RMB consumption of the current period. The remaining 10% of the outstanding installment needs to be repaid in the current month.

2. Agricultural Bank of China: The application time is from the day after the bill date to the end of business on the due repayment date. The minimum installment amount is 500 yuan, the foreign currency is at least 50 US dollars/euro, and the maximum is no more than the new consumption of the current period. The amount, as well as the permanent limit on the account, allows for repayment in current installments.

3. China Merchants Bank: Both RMB bills and US dollar bills can be installed in installments. Applications can be made from the day after the bill date to the due date of repayment. The first RMB bill is 300 yuan, and the first US dollar bill is RMB 300. The bill is US$100, and the final bill installment amount is subject to the system display.

4. Industrial and Commercial Bank of China: Application must be made between the statement date and the due repayment date. The starting amount in RMB installment is less than 100 yuan. The installment amount shall not exceed the consumption amount. It is limited to personal credit cards. The credit card is in good condition and the available balance in the account is sufficient.