If the customer chooses to pay by installment, he may also pay this bill, and the system will also display the bills to be paid in the next few installments. The customer may have to pay off all the current bills, and the system will not prompt for repayment until the next bill is paid.
But customers don't have to worry, as long as the minimum repayment amount of the current bill is guaranteed to be repaid on time within the specified repayment period, then it is considered as timely repayment and has not caused overdue. As for the remaining unpaid part, it can be repaid at any time in the future, as long as it is paid off before the due repayment date next month (including).
1. Which banks can handle credit cards?
Ask which banks can handle credit card related information. Here, Bian Xiao will answer all questions about which banks can handle credit cards.
Most banks can handle credit cards. For example, China's five major banks, China Merchants Bank, China Everbright Bank, China CITIC Bank, China Guangfa Bank and other joint-stock banks and many larger city commercial banks. Only a few smaller banks will not provide credit card services to users.
In fact, most banks now have credit card business, including state-owned banks, mainstream commercial banks and many large local banks, such as China's five major banks, China Merchants Bank, China Everbright Bank, China CITIC Bank, Industrial Bank and China Guangfa Bank. Only a few smaller banks may not provide credit card services to users.
At present, prime Bank has its own business outlets all over the country. Users who want to apply for a credit card can compare and choose the appropriate bank and credit card to apply.
When applying for a credit card, if it is the first time for a user to apply for a credit card, it is better to choose the bank to which his salary card belongs or the bank to which his deposit account belongs, which is generally easier to pass and obtain a satisfactory credit card limit.
Different banks will launch different activities for different card types when handling credit cards. Users can compare in many ways and choose the most cost-effective credit card for themselves according to their daily consumption habits.
Second, the credit card processing conditions
Users who apply for credit cards will be examined by banks. Only users who meet the requirements for credit card application can successfully apply for a credit card. When applying for a credit card, users need to meet the following conditions:
1, users must be at least 18 years old;
2. Users need a stable source of income. Generally, banks will not issue credit cards to students who have no income. Only a few banks have launched credit cards specifically for college students.
3. Credit card applicants need to have a good credit status and no bad overdue records;
4. Users need to provide at least two valid contacts when applying;
Credit card applicants can improve the success rate of application if they can provide proof of salary income and financial resources.
After the user applies for a credit card, the bank will call the contact number reserved by the applicant and the telephone number of the applicant's work unit to verify the information. Therefore, the applicant may ensure that the contact number of the contact person is unblocked, so as not to miss the audit call, thus extending the time limit for issuing cards.