Different amounts, different types, different scopes of use, and different interest-free periods.

1. Different credit limits: The credit card limit range is much wider than that of Huabei. The lowest credit card is 0 yuan credit card, and the highest credit card is unlimited credit card. However, Huabei's credit card limit is mainly concentrated between 50 and 50,000 yuan.

2. Different types: Every bank issues credit cards, and the types of credit cards issued by the same bank are also diverse, covering all aspects of life, which is dazzling; while Huabei is relatively single. , only Ant Huabei.

3. Different scope of use: Credit cards can be used basically everywhere, including Alipay, WeChat, Cloud QuickPass, various mobile pay, online cardless payment, offline card swiping, etc., both at home and abroad. No; Huabei is mainly used within Alipay, and its scope of use is very limited.

4. Different interest-free periods: The longest interest-free period for a credit card can be as long as 56 days. For example, if a Bank of Communications credit card is used for consumption on the second day of the billing date, the interest-free period can be as long as 56 days; while Huabei’s longest interest-free period is only 40 days. If you consume this month, you must repay it the next month.