According to the "Measures for the Income Distribution of Bank Card Interbank Transactions of China UnionPay Network Access Institutions": "The income distribution of ATM Interbank Transactions adopts the methods of fixed agency fees and UnionPay network service fees. When the cardholder successfully withdraws money from other banks' ATMs, the issuing bank will pay the agency fee to the correspondent bank according to the standard of 3.0 yuan for each transaction, and pay the network service fee to UnionPay according to the standard of 0.6 yuan for each transaction. "
Extended data
The Measures for the Administration of Bank Cards stipulates that:
Article 26 The cardholder shall bear the expenses for inter-bank withdrawal of ATM by himself, and the following charging standards shall be implemented:
(a) the cardholder withdraws money within the city where the card is received, and each charge shall not exceed 2 yuan RMB;
(two) the cardholder withdraws money outside the city where the card is accepted, and the fee for each withdrawal shall not be lower than 8 yuan RMB;
ATM inter-bank withdrawal fees are allocated according to the proportion of 70% for all machines and 30% for the information exchange center.
Twenty-seventh commercial banks should charge settlement fees to merchants for overseas bank card acquiring business, and the charging standard shall not be less than 4% of the transaction amount.
Domestic banks sign credit card agency acquiring agreements with overseas institutions, and the profit sharing ratio is 37.5% and 62.5% of the merchant handling fees paid by domestic banks and overseas institutions respectively.
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