How to open and close online banking with a credit card like CCB e-payment card?
Download the CCB Mobile Banking APP and register to activate it.
Step one: Bind the E-payment card account in mobile banking: select credit card-Long Card E-payment card-select add-fill in the account information to add successfully.
Step 2: After logging in, you can "turn on" or "turn off" the transaction function through credit card - featured products - Long Card E-payment card - enter the E-payment card menu function - slide the transaction function status button . Transaction limits can also be set.
For details, you can log in to the CCB Credit Card website - Homepage - Credit Card Application - Credit Card Products - Innovative Payment - e-Payment Card, there are specific operation steps illustrated.
What does CCB Dragon Payment mean?
Dragon Payment is an innovative payment brand of China Construction Bank. You can download and install "China Construction Bank" mobile banking and activate Dragon Pay. Long Pay supports binding CCB debit cards, credit cards, current passbooks and bank cards from some other banks. It provides services including scan-code payment at online and offline merchants, scan-code withdrawal at CCB ATMs, and scan-code transfer and collection between customers. and many other functions.
(In case of business changes, please refer to the actual situation.)
CCB Credit Card enriches green financial practices to support the "double carbon" goal
"Double Carbon" background Under the current situation, my country's new energy vehicle market continues to heat up. It is expected that by 2030, the proportion of new energy and clean energy-powered vehicles will reach about 40%. CCB Credit Card regards new energy vehicle consumer finance as an important carrier and starting point to enrich new financial practices, leverages its advantages to promote resource integration, and actively deploys green credit business.
On the "manufacturer side", CCB Credit Card has reached overall cooperation with new car-making forces such as Weilai, Xiaopeng and Aian, and continues to deepen multi-level docking cooperation with new energy vehicle brands. Through the establishment of new energy We will continue to improve the comprehensive service capabilities of our cooperative manufacturers through measures such as establishing a dedicated service team for vehicles and building a direct sales platform for new energy manufacturers. We will embrace the changes in the new energy vehicle market through a "multi-pronged approach" and continue to increase the issuance of installment loans for new energy vehicles. On the "consumer end", CCB credit cards strongly support the financing needs of end retail customers for car purchases. Compared with the installment down payment ratio of 20 for fuel vehicles, customers only need 15 when purchasing new energy vehicles in installments, which reduces the payment pressure of new energy vehicle consumers. .
Relying on a billion-level credit card customer base and a credit card product and service system with rich rights and interests, CCB Credit Card has made the new energy car purchase installment business a new highlight of its green finance. At present, CCB's credit card installment business cooperates with more than 300 new energy models, covering more than 60 car brands. In 2021, it will invest more than 10 billion yuan in new energy vehicle credit funds, and has provided installment purchase support for new energy vehicles to more than 80,000 customers. .
With refreshing design and environmentally friendly materials, this “fresh”-looking card is CCB’s Dragon Card green low-carbon credit card. The card is made of PETG environmentally friendly material and closely focuses on life needs such as environmentally friendly consumption and low-carbon travel, and carefully creates multiple green and low-carbon scenario-based rights for cardholders.
Cardholders can receive low-carbon energy exchange digital gift certificates when using the card for green consumption. If consumption reaches the standard, they can receive *** bicycle riding card rewards. When purchasing new energy vehicles, they can enjoy a minimum down payment of RMB 15 in installments. On Arbor Day , World Earth Day, World Environment Day and other environmental protection festivals, you will be rewarded with points, and the points can be exchanged for environmentally friendly green goods? Dragon Card Green Low Carbon Credit Card These benefits are tailor-made for "environmental experts", aiming to promote the public's awareness of green environmental protection. , cultivate the public's concept of green consumption, and guide the public to actively practice green and low-carbon life.
In addition, CCB Credit Card has also actively cooperated with public transportation service companies in Shanghai, Zhengzhou, Changsha and other places to launch products such as the Yangtze River Delta Shangxing Long Card, Zhengzhou Metro Shangyi Credit Card, Changsha Metro Credit Card, etc., to realize bank card Combined with the transportation card function, it advocates green travel for the public.
In the field of automobile consumption, as automobile consumption changes from an incremental market to a stock market, China Construction Bank Credit Card actively responds to relevant national deployments and innovatively launches the "Long E Loan Haoche" second-hand car installment product. The car dealer group carried out installment preferential activities to benefit customers, and at the same time effectively revitalized the second-hand car market, and the green development concept of resource recycling was deeply rooted in the hearts of the people.
CCB vigorously promotes the digital innovation of credit cards, gradually realizes the "cardless" use of credit cards, builds unified product functions and business processes for digital credit cards, creates a digital credit card product system, and uses digital technology to empower green financial inclusion. sexual development.
As early as 2016, China Construction Bank launched the "Long Card e-Payment Card", a virtual credit card without physical media. Later, it launched Long Card Loan Bar, Long Card and other virtual card products to satisfy customers' instant needs through mobile banking. Green consumption needs for applying for and using cards instantly. At the same time, through payment innovation, marketing promotion, etc., we vigorously promote the migration of credit card transactions to online and cardless transactions. At present, CCB has issued more than 10 million digital cards, virtual cards and other credit cards, effectively reducing carbon emissions while meeting customers' card needs with high efficiency and quality.
At the same time, CCB Credit Card continues to innovate in key aspects such as customer card use, repayment, and account inquiries, and promotes green and sustainable business development electronically. Mobile banking, mobile official website, CCB Life APP? A series of electronic channels allow business processing to achieve a seamless experience throughout the entire process. Currently, more than 90% of CCB credit card applications are completed through electronic channels. In addition, CCB continues to vigorously promote the electronicization of credit card bills. Today, more than 90% of CCB credit card holders choose to use electronic bills, reducing the total number of paper bills by approximately 2.75 billion, effectively practicing a low-carbon and environmentally friendly life.
Based on Chinese characteristics, polishing the ecological background, highlighting the true nature of finance, leveraging the advantages of major banks to innovate green financial products, increase support for the green and low-carbon economy, and help "carbon neutrality and carbon peak" "Goal realization is an important mission of CCB Credit Card and an inevitable requirement for the implementation of the "new finance" concept. CCB Credit Card Center will continue to enrich the credit card green credit product system with the courage of "keeping integrity and innovation", promote scene innovation and process optimization with the attitude of "forging ahead", lead the green and environmentally friendly social trend with the wisdom of "following the trend", and "coordinate the The layout of "coordination" supports the advancement of key tasks of green transformation, continuously enriches green financial practices, and helps achieve the "double carbon" goal.
How to apply for CCB Class II virtual savings card online?
CCB Long Card e-payment card is an independent virtual account (no physical card) dedicated to online consumption. Customers who already hold a CCB credit card can enter the credit card application menu through self-service channels such as "China Construction Bank" mobile banking or WeChat banking, and select "Dragon Card E-Payment Card" under the "Innovative Payment" category to apply. Customers who do not have a CCB credit card can go to a CCB branch with their valid identity document to apply. The Dragon Card e-payment card is an independent virtual credit card (no physical card) dedicated to online consumption. The card does not have a specific card level, and the transaction function can be turned on or off at any time. It has "full network transactions", "all-round protection", "all-round protection" and "all-round protection". Currency payment" and other special functions and rights, enjoy the preferential policy of no annual fee during the validity period of the card.
Operating environment: OPPOReno6 China Construction Bank 5.6.2, WeChat 8.0.15
1. How to repay the virtual credit card
The virtual credit card is based on the bank card The virtual account derived from the BIN code can be used for payment and settlement without a physical card. The cardholder can use the virtual credit card to swipe the card for consumption and cash withdrawal, and must repay within the specified time. The repayment method is different from that of the physical card. different. We know that physical cards can be inserted into ATM machines to repay with cash, and they can also transfer repayments, etc. The virtual card can only be repaid by transfer. For example, you can use any savings card that has opened mobile banking. Log in to mobile banking and select the transfer function. Enter the virtual credit card's number, account opening bank, cardholder name, etc., and repay according to the prompts. Can.
2. How to check the balance
1. Check through the credit card website.
You need to log in to the CCB credit card homepage and select Online Business Processing - Online Services - Query Account Details.
2. Inquire through mobile banking. You need to log in to mobile banking and select Mobile Business - Mobile Service - Query Account Details; or log in to mobile banking and select "Financial Services - Credit Card Business Hall - Bill Inquiry" on the homepage to query "Published/Not Deposited" according to the prompts Bill; or log in to mobile banking, select "Financial Services-Credit Card Business Hall-Balance Inquiry" on the homepage and follow the prompts to query: credit limit, available limit, withdrawal limit and credit card balance information.
3. Inquiry via SMS. You can send text message "114" to the customer service number to check credit card account information according to the prompts. You can also edit the text message "last four digits of CCZD#" to the official phone number to check the credit card bill for the current period.
4. Inquire through the website. You can bring your ID card to any CCB branch to check your credit card account information.
5. Query through WeChat public account. You need to follow the WeChat public account and bind your credit card to handle bill inquiries and repayments by yourself.
6. Inquire via customer service phone. You need to call the CCB customer service number and follow the voice menu.
3. Cancellation method
CCB virtual credit card, also known as virtual card, is CCB’s first online credit card. You can cancel it by calling the credit card customer service hotline. There is no physical card, etc. You need to use it When the time comes, you can activate it by yourself, security code and other information. This is the Dragon Card e-payment card of China Construction Bank; hello after the customer has successfully applied. It is the same as a physical CCB credit card, and the transaction function can be turned off, and you can apply online in real time. This card does not have a physical card. It can be safely bound in mobile banking or personal online banking. In fact, there is no need to cancel it. It is obtained through SMS verification and there is no annual fee. The transaction function is closed when not in use.
Innovative payment of CCB credit card Let’s stop the introduction here.