With the popularity of credit cards, cardholders have tasted the "sweetness". Many pure white households and friends who have never applied for a credit card in the past also want to apply for a card. It is not that simple to apply for a card as a white household, and it is easy to be rejected. So how can a white household apply for a credit card? Which credit card is easier for pure white households? I will introduce it to you now.

Which credit card is easier for pure white households?

1. Avoid the four major state-owned banks

As we all know, the four major state-owned banks, namely Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, and Bank of China, have relatively high thresholds for credit card applications. Not everyone is suitable to apply, especially if you are a pure white household. It is relatively easy to get started with more than a dozen domestic joint-stock commercial banks. When it comes to which credit card is easier for pure white accounts, you can start with small and medium-sized banks.

2. Find a bank with business dealings

If you want to apply for a credit card with a pure white account, try to find your salary card or a bank with large deposits, financial products and other assets, because you If you have assets or salary flow in this bank, the bank will have a better understanding of your assets and income, and will receive extra points when approving the card, which can greatly increase the success rate of card application.

3. These credit cards are easy to apply for

Each bank’s credit card application conditions will be different, and in order to cater to the public’s needs, banks often launch new products of the season or set application thresholds. Relatively low credit card. What credit cards are suitable for Baihu? I would like to recommend a few: Bank of Communications Y-Power Credit Card and China Merchants Bank Young Card are suitable for young people under the age of 30; Guangfa True Love Card is exclusive for women; CITIC Baitiao Co-branded Card and Everbright Fu Card are also available Suitable for pure white households.