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Is there a handling fee for saving money with ABC's credit card? How much does ABC charge for withdrawing money by credit card?
There is no handling fee for depositing money into ABC's credit card. Deposits are the same all over the country. And the deposit only needs to rely on the card number. But please note that there is a handling fee for withdrawing cash, even if it is your own deposit.

The handling fee for cash withdrawal is the same, which is charged at 0.5% of the cash withdrawal amount, ranging from the lowest in 2 yuan to the highest in 50 yuan. One more thing to remind you, when withdrawing cash, don't exceed your deposit, including the handling fee.

For example, if the deposit in your card is 1000 yuan, you need to withdraw money, and you have to charge 5 yuan commission. Then when you withdraw money, you can only withdraw 995 yuan, plus 5 yuan's handling fee, so as not to exceed your deposit. Otherwise, if all of them are taken out, there will be overdraft and interest will be generated. Therefore, when you suggest making a deposit, you can deposit a certain handling fee first, so that you can take out the whole number without worrying about repayment.

Agricultural Bank of China credit card cash withdrawal is divided into two types: credit card overdraft cash withdrawal and overpayment cash withdrawal. Withdrawal of credit card overdraft of ABC refers to withdrawal within your credit limit, and withdrawal of credit card overpayment of ABC refers to withdrawal of funds that have been repaid or deposited in credit card accounts. The charging standard of ABC's credit card overpayment cash withdrawal is the same as overdraft cash withdrawal.

The fees charged for domestic and overseas cash withdrawals of ABC credit cards are different. The following is the cardholder's introduction to the fees charged by ABC Credit Card for cash withdrawal in different places:

1. For domestic cash withdrawals in different places in the same city, the handling fee for cash withdrawals in different places of ABC's credit cards is uniformly charged at 1% of the transaction amount, with the lowest 2 yuan RMB and the highest 100 RMB, and there is no additional charge for inter-bank cash withdrawals. During the preferential period, the domestic cash withdrawal fee is charged according to "0.5% of the cash withdrawal amount, with the lowest 2 yuan and the highest 50 yuan".

2. Overseas cash withdrawal: Cash withdrawal is made through an ATM with the acceptance mark of UnionPay, and the handling fee for the withdrawal of credit cards of ABC is charged at 12+ 1% of the cash withdrawal amount, and some of the lowest 2 yuan is calculated at 1% of the cash withdrawal amount.