China Bank Taobao Card includes credit card and campus card, and the campus card is not a credit card but a debit card in essence, because it cannot be overdrawn. ; So Bank of China Taobao Card is just a credit card. It's not online banking or Alipay.

Online banking needs to register a card. What is "online banking (or not online banking)"? Online banking is registered, but not registered. It can never be a bank card

As for Alipay, it has nothing to do with bank cards. Alipay is a virtual account that only exists on the Internet. It is specialized in Taobao trading and has nothing to do with banks. China Bank Taobao Card will definitely not be Alipay, but it may be Alipay cartoon. Just to become an Alipay cartoon and have the function of online fast payment, you need to activate the Alipay account first. Only by activating the function of Alipay cartoon can it be regarded as a veritable "Taobao card". Otherwise it's just a card.