It is suspected that Guangzhou Industrial and Commercial Bank sent a wrong message saying: As of August 1 day, your credit card with the tail number 1234 has exceeded the credit limit, so please repay it as soon as possible. Did I open a credit card? If the sending number is 95588, call 95588 to check manually and report the ID number. Customer service can check whether the ID card has a credit card, which may be stolen. If the customer service finds out that there is no card opened in your name, just ignore it. Maybe someone else left the wrong mobile phone number before sending it to you.