As one of the four state-owned banks, China Construction Bank has relatively high requirements and threshold for applying for credit cards. If you want to get a large credit card in CCB, you must make full preparations to get it. So many friends complain that applying for a credit card at CCB always fails. So today, Xiao Qin will share with you the credit card application skills of China Construction Bank.

I. Selection of application channels

1. Online card handling: In most cases, if the qualification is average and there is no asset certificate to be provided, online card handling is the best choice. Fill in the application form according to the skills of integrating the application materials and creating good attention, and then apply. The 2-5w quota is no problem.

2. Offline card handling: You can directly apply for a large credit card. If you have high-quality assets such as large deposits, real estate, automobile production and wealth management, you can go directly to the counter of the offline branch, bring a copy of the assets and submit the assets directly at the counter to apply for a large credit card. The general amount is 5w.

Second, improve the star rating.

1. Set up a first-class savings card for deposit, wealth management and remittance;

2. Purchase wealth management products, and the initial purchase amount exceeds 5W;

3. Having a deposit record of more than 6 months in CCB, with an average monthly deposit of more than 5w in the last 3 months;

4. The average monthly salary in the past three months is not less than 1w, and you can apply for a gold card;

5. Commercial housing with a local area exceeding 100 square meter;

As long as one of the above points is met, you can apply for a CCB credit card after you can see the "pre-approval limit" in the CCB APP, on the premise of ensuring good credit information and not exceeding the multi-head credit requirements. However, there are still cases where pre-approval is rejected. Generally, this high probability is that the information filled in at the time of application is "inconsistent" and "the card type selection is inconsistent with your comprehensive score in CCB", so the application information filling skills and card type selection skills are very important for everyone who wants to apply for CCB credit cards.

Third, a good credit report

Personal credit information must be good when applying for a credit card. If there is negative information on the credit report, the bank will consider it more when approving it. Therefore, if you are not sure about your credit information, you can submit your credit information first and then consider applying for a credit card. (Card friends who have bad records can directly optimize according to the skills of creating credit reference 3 N with foreign currency. For more information, please consult Qin Xiao WeChat. )

Fourth, the popular card type recommendation

1, Longka Hot Purchase Card

2. Longka Bili Bili Card

3. Longka Car Card

4. Longka Global Payment VISA/ UnionPay Double Standard Card

5. Longka Love Card

6. Dragon Card Enjoy Platinum Card (Dashan White)