What are the four major credit cards in the credit card industry, and it turns out to be the number one
As people’s demand for credit cards increases, the types of credit cards launched by major banks are also increasing. More and more, there has been a saying of the "Four God Cards" circulating in the credit card industry. However, there are different opinions on which four cards are the God Cards. There is no specific standard or answer to indicate which four credit cards are the God Cards. It’s the Four God Cards.
After all, every cardholder has different evaluations of credit cards when using them. Based on the recommendations of netizens, I will give you an inventory from the aspects of card withdrawal speed and card benefits.
1. Card withdrawal speed
From this aspect, the most nominated cards are China Merchants Bank Young Card, Shanghai Pudong Development Youth Credit Card, Bank of Communications Walmart Credit Card and ICBC World Struggle Credit Card.
China Merchants Bank Young Card: The application threshold for China Merchants Bank credit cards is not high. This Young card can be said to be the best card to apply for. It is mainly aimed at young users under the age of 30, especially suitable for those who have just started to apply for a credit card. For those who are working, the minimum approval amount is around 5,000 yuan.
Pudong Development Youth Credit Card: This card is similar to the Young Card. It is also suitable for users who have just started working. The minimum approval limit is between 5,000-12,000.
Bank of Communications Walmart Credit Card: This card is jointly launched by Bank of Communications and Walmart. Users who use this credit card to make purchases at Walmart can get many discounts.
ICBC World Struggle Credit Card: This card is the credit card with the lowest application threshold among ICBC. It includes regular gold card and platinum card. It is suitable for novices to slowly develop the card to improve their credit card level.
2. Card Rights
From the perspective of rights, the most nominated magic cards are Pudong Development Bank AE White, China Merchants Bank Classic White, ICBC Black and White Cai and Bank of Communications Kirin White. These four cards The cards are all platinum credit cards with rich benefits.
Pudong AE White: Cardholders can enjoy VIP lounge treatment at more than 800 airports around the world, and can also enjoy domestic and overseas airport transfer services and high-end hotel discounts,
In addition You can also use points to redeem miles for the four major airlines.
China Merchants Bank Classic White: This platinum card can be used both at home and abroad. Cardholders can enjoy global car rental discounts, airport VIP lounge privileges, 15 million aviation accident protection and other special rights and interests.
ICBC Black and White: ICBC Black and White is a UnionPay MasterCard dual-label card. Cardholders can enjoy double privileges, including buy one get one free for dining in five-star hotels, free overseas WiFi, VIP lounges at airports and high-speed rail, etc. .
Bank of Communications Kirin White: Bank of Communications Kirin White has two versions: UnionPay MasterCard version and bank visa version. Cardholders can enjoy 6 Dragon Travel global airport VIP lounge services and 6 Ward Fortune domestic airports each year. VIP room services, you can also use points to redeem miles.