The limit of ICBC unlimited platinum digital credit card is: 5000 yuan to 100000 yuan. This amount depends on the qualifications of the applicant. This card can be exempted from annual fee. Compared with the big platinum with rigid annual fee, there must be a gap in the amount.

Extended data:

ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

ICBC Multi-currency Credit Card is the first multi-functional credit card product launched by Industrial and Commercial Bank of China in the world, which can meet the domestic and overseas payment needs of RMB, USD, EUR, HKD, GBP, JPY, Singapore dollar, Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar.

Online banking:

U shield customers' single and single-day limit is the maximum credit card limit; Which is lower, the single limit of electronic bank password card customers 1000 yuan or the credit card itself, the single-day limit of 5000 yuan or the credit card itself; The cumulative total limit of static password customers registered at the counter is 300 yuan or the credit card itself, which is low; Support Alipay, the transaction amount is the same as the above principle, and the number of times is unlimited.

ICBC Credit Card officially cancelled the provision of full penalty interest;

ICBC's newly revised "China Industrial and Commercial Bank Peony Credit Card Charter" clearly states: "Cardholders can repay according to the minimum repayment amount indicated in the statement. If repayment is made according to the minimum repayment amount, the card issuer will only charge overdraft interest for the unpaid part from the bank bookkeeping date to the repayment date. "

Finance service center

Revolving credit, ample interest-free repayment period; Humanized password selection function; Telephone, POS, counter, online banking and other installment payment methods; Short message balance change reminder customized service; 24-hour online banking and telephone banking services; Paper or electronic reconciliation service; Integral feedback plan; Free SMS reminder of due repayment.

eigenfunction

The world premiere of multi-currency integration; Preferential expenses for going abroad; When you use ICBC's multi-currency credit card in the corresponding 10 foreign currency of a country or region, you will automatically spend it in your local currency without currency conversion, saving you the conversion fee. Automatic purchase of foreign exchange is convenient for repayment. The automatic repayment function of 10 foreign currency can be easily realized by signing the repayment agreement of RMB automatic purchase of foreign exchange. You can use RMB to purchase foreign exchange for repayment, or you can directly use foreign currency for repayment. The repayment methods are flexible and diverse.

What is the limit of ICBC credit card platinum card?

1. What is the limit of ICBC Platinum Credit Card?

It is understood that the maximum amount of ICBC Platinum Credit Card can be as high as 200 to 1 10,000. Moreover, the annual fee for platinum credit cards is generally high. For example, ICBC's platinum credit card has a quota of 200,000 yuan and an annual fee of 2,000 yuan, and it must be swiped 200,000 yuan every year to reduce or exempt it.

2. What is the maximum amount of ICBC Platinum Credit Card?

The maximum amount of ICBC Platinum Credit Card is the comprehensive credit line of the credit card. The maximum amount of ICBC Platinum Credit Card is scored according to your situation:

1. The most important thing is work, which shows your cash inflow ability and stability. The best are civil servants, followed by institutions, followed by large enterprises, foreign-funded companies and so on.

2. Next is the location. The higher the position, the higher the income, the stronger the solvency and the higher the quality.

3. Credit history, your previous credit card repayment and loan repayment.

4. Education level.

5. Assets, real estate, vehicles, deposits, etc. Will get extra points.

Therefore, the maximum amount of ICBC Platinum Credit Card depends on your own comprehensive credit line. If you meet the conditions of high credit limit mentioned above, your platinum credit card must have a high credit limit.

The credit cards issued by China Industrial and Commercial Bank are named Peony Card, which can be divided into Platinum Card, Gold Card and Puka according to the credit rating. Puka generally refers to credit cards with a credit limit of 1 10,000, gold cards generally refer to credit cards with a credit limit of 1 50,000, and platinum cards generally refer to credit cards with a credit limit of more than 50,000. It is the highest credit card in ICBC, and there is no handling fee for replacement, loss reporting, transfer and remittance, deposit and withdrawal in different places. The highest aviation accident insurance is 400w, and it is treated as VIP at the airport.

How to handle the platinum card of ICBC credit card;

Presumably, many people have heard of the standard of ICBC's star-rated customers. To apply for the Platinum Card of ICBC Credit Card, the applicant must be a 6-star or 7-star customer of ICBC.

Of course, in addition to star-rated customers, cardholders also need to meet the following application conditions:

1. The applicant shall be a natural person who is over 18 years old and under 60 years old and has full civil capacity;

2. The applicant must have good personal credit, and there is no record of bad behavior such as overdue and cashing;

3. The applicant should have a stable job and a legitimate source of income, with an annual after-tax income of 200,000 yuan, or be a department manager, supervisor or person in charge of a senior title in a company of Fortune 500 and China 100.

4. Applicants must have certain economic conditions, and their personal assets are above 6,543,800+0,000. Can provide real estate, car fare, deposit certificate, funds, stocks and other financial certificates.

5. In addition to the above, if the applicant is a senior leader or financial officer of the party and government organs, social organizations and financial institutions, the success rate of applying for the Platinum Card of industrial and commercial credit card will be very high.

China Industrial and Commercial Bank Platinum Credit Card

Peony Platinum Card is an advanced credit card specially designed by Industrial and Commercial Bank of China for elites from all walks of life. As a valued Platinum Card customer, you can enjoy the following benefits and services:

1. Annual fee exchange courtesy;

2. Give up the privilege of fees;

3. Enjoy the airport/high-speed rail VIP room;

4. Get high insurance free of charge;

5. Platinum card VIP line 24 hours 4000095588.

(Answer time: June 2, 2022 10. In case of business changes, please refer to the actual situation. )

How about ICBC Platinum Credit Card?

Among ICBC credit cards, Platinum Credit Card is the best and has the highest credit limit. The maximum credit limit of users can be as high as 200,000 to 6,543.8+00,000, which is several times higher than that of ordinary credit cards, because the credit limits of ICBC's ordinary credit cards and gold cards are usually below 50,000 yuan, while those of ordinary credit cards rarely reach tens of thousands of yuan, while those of platinum cards are usually above 5 yuan.

Platinum credit cards in ICBC credit cards belong to a higher level, and cardholders can enjoy many exclusive benefits and services, but the annual fee of platinum credit cards is generally higher. For example, ICBC's platinum credit card has a maximum amount of 200,000 yuan and an annual fee of 2,000 yuan, and it must be swiped 200,000 yuan every year before it can be reduced or exempted.

The above is the answer to which credit card of ICBC is high. I hope I can help you. There are many types of credit cards in ICBC, and the amount of credit cards is also estimated according to the types and user qualifications. It depends on the detailed data when you apply for the card.

Among ICBC's many credit cards, relatively speaking, ICBC's platinum credit card has a higher quota. At present, the general credit card limit of ICBC is 0-50 thousand yuan; The gold card amount is 15000-50000 yuan; The amount of a platinum card is more than 50,000 yuan. Platinum card not only has a high amount, but also enjoys many rights and interests.

：

I. Types of Credit Cards of Industrial and Commercial Bank of China

Credit cards are usually divided into different categories according to different brands, different objects and different grades. Let's take a concrete look at the types of credit cards of ICBC.

1. ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand;

2. According to the credit rating of ICBC credit cards, they are divided into platinum cards, gold cards and ordinary cards;

3. According to the issuing object of ICBC credit card, it is divided into business card and personal card, in which personal card is divided into main card and auxiliary card.

4. According to the currency of ICBC credit card account, it can be divided into RMB card, dual-currency card and multi-currency card.

Two. Icbc credit card limit

The credit limit of any credit card is that the bank scores the applicant's application conditions, application materials and credit records, and gives the applicant a certain amount according to the corresponding score. Generally speaking, the ordinary card amount is 3000~ 10000, the gold card amount is 10000~50000, and the platinum card amount is more than 50000. How much you can get in the application depends on your comprehensive strength.

What are the advantages of ICBC credit card?

Advantages: 1: All local banks of ICBC credit cards are free of handling fees;

Advantage 2: ICBC has many outlets, and the card types meet the needs of all kinds of people;

Advantage 3: There are three options for consumer passwords: no password is required for all transactions; All transactions require a password; A password is required for transactions exceeding the limit.

Advantage 4: All ICBC credit cards are charged on a natural monthly basis, which is easy to remember.

Advantage 5: ICBC has a variety of credit cards, including quasi-credit cards, RMB credit cards and dual-currency credit cards (USD, EUR, HKD); VISA, MASTER, AE and UnionPay standard cards are available.

What is ICBC Platinum Card?

Compared with ordinary cards and gold cards, platinum cards are used to distinguish different grades of credit cards.

Generally speaking, the grades of Puka, Gold Card and Platinum Card are gradually improving, and the services they can enjoy are getting better and better.

Extended data:

First, the annual fee of ICBC Platinum Credit Card is basically very high, such as several thousand yuan, and the annual fee cannot be reduced by swiping the card, which is very different from ordinary cards and gold cards. Of course, with the support of the annual fee, Platinum Card also has many services, such as airport VIP courtesy, golf courtesy and so on.

Two. Those who meet the following conditions can apply for ICBC Platinum Card:

Basic conditions:

1. If ICBC customers or customers of other banks spend more than 654.38+10,000 yuan on cards for half a year, they shall provide statements and bills for handling;

2. Individual customers with personal deposits of 6.5438+0 million yuan or loans of more than 654.38+000 W in ICBC or other banks;

Three, with a residential area of 300 square meters or more (value 1 ten thousand yuan or more) to provide real estate license application.

For senior leaders and financial leaders of party and government organs, social organizations and institutions, the conditions for applying for ICBC Platinum Credit Card are as follows:

1, leading cadres at or above the departmental level in the party and government organs and heads of financial departments;

2. Senior leaders and financial department heads of various institutions (above prefecture level) with financial allocations;

3. School-level leaders of key primary and secondary schools at or above the prefecture level, school-level leaders of key colleges and universities and heads of financial departments.

Hospital leaders and financial department heads of four or three key hospitals.

For senior leaders and financial department heads of large enterprises or enterprises with good economic benefits, the conditions for applying for platinum credit cards are as follows

1, senior leaders of finance, postal services, telecommunications, electric power, municipal public utilities and heads of financial departments above prefecture level.

2. Senior leaders and financial department heads of China Fortune 500 enterprises;

3. Senior leaders and heads of financial departments of the head office and key marketing enterprises of provincial banks with ICBC credit rating of AA or above;

4, the registered capital of 50 million yuan (inclusive) above the senior leaders of enterprises and the person in charge of the financial department.

Conditions for handling ICBC Platinum Card

China Industrial and Commercial Bank Platinum Card Application Conditions:

1, basic card application conditions:

Age 18 years old (inclusive), having a work unit or a fixed residence in the place where the card issuer is located, and having a stable income above the local average.

2. Specific card conditions:

(1) In terms of assets, the average daily deposit in ICBC or other banks for more than half a year is more than 500,000 yuan; Or individuals have deposits of more than 6,543,800 yuan;

(2) credit card spending, you must use ICBC or other bank credit cards to spend 654.38+10,000 yuan or more a year, and the number of credit card swipes is enough for 24 times;

(3) Identity, such as party and government organs, social organizations, financial institutions, large enterprises or enterprises with good economic benefits, senior leaders and financial leaders; Or the person introduced by the leader at or above the division level of ICBC or the person in charge of the card issuing institution, or the manager at or above the deputy division level of the Bank;

④ In terms of VIP, if it is a platinum card customer of other banks, or a peony credit card VIP and aviation gold card (inclusive) of ICBC.

Card sorting

Peony Platinum Credit Card (UnionPay standard)

ICBC and China UnionPay jointly issued the first domestic chip platinum card meeting PBOC2.0 standard, and adopted PBOC2.0 standard chip, which greatly improved the product safety.

Zunshang Platinum Credit Card (UnionPay brand)

China Industrial and Commercial Bank of China and China UnionPay jointly issued the first UnionPay brand Zunshang Platinum Credit Card product in China, providing cardholders with higher service level and more comprehensive service content, so that you can enjoy the supreme courtesy and quality-oriented life.

Peony Platinum Credit Card (Visa brand)

ICBC cooperated with VISA International to launch Chinese mainland's first dual-currency platinum credit card meeting EMV standards, in which the adoption of EMV standard chips greatly improved the safety of products.

ICBC Express Centurion Platinum Card

ICBC's high-end RMB/USD dual-currency credit card is specially designed for elites from all walks of life. In addition to the benefits and rights of our Platinum Card, cardholders can also enjoy the privileges of American Express Centurion, including exclusive and private salon activities, global travel offers and global golf offers.

Peony Platinum Credit Card (MasterCard brand)

High-end credit cards issued by ICBC for high-quality customers spread elite culture, highlight the connotation of fine products, provide exquisite services and enjoy a wonderful life exclusively, so that you can get a real platinum experience with your cards.

Peony Platinum Credit Card (American Express brand)

ICBC and American Express jointly launched the first American Express brand Platinum credit card product in Chinese mainland, which became a new benchmark for top credit card products with high value-added distinguished service and extraordinary experience.

This concludes the introduction of business platinum credit card and business platinum credit card. I wonder if you found the information you need from it?