By the way, if you have online overdue records or loan records from multiple platforms, your personal credit record may be affected. These records will be subject to big data risk control, and when you apply for some financial products, your application results may be affected. Therefore, it is recommended that you check your personal credit records regularly to understand your credit status, and find abnormal situations in time and correct them. You can get your own big data and credit status through Xiaoqi Credit Information, and you can get various index data. You can query your own personal credit status, blacklist, online loan application record, application platform type, whether it is overdue, overdue amount, whether there are arbitration cases and other important data information.