Credit card application is easy, bank quota is high, interest rate is low, and credit card online application is handled:
If you want to find a bank with the best credit card, you can choose from private banks, local banks and their co-branded cards, which is also a common cognition.
In addition, the development of credit card business in different banks is different. Generally speaking, there are many credit cards, so the threshold for application is relatively low and the probability of passing is relatively high.
When handling credit cards, many cardholders not only look at the threshold of handling cards, but also pay attention to the amount. After all, the larger the credit card amount, the more enjoyable it is to swipe the card, so many people want to apply for a credit card with a good amount.
Meituan joint credit card
Meituan co-branded credit card is a co-branded card jointly launched by the bank and Meituan. The credit limit of Meituan's joint credit card is generally 1 0,000-50,000 yuan, and the maximum credit limit is 50,000 yuan. (
Meituan joint credit card application
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Meituan has cooperated with Guangzhou Bank, Jiangsu Bank, Xiamen Bank, Guilin Bank, Shanghai Bank and Qingdao Bank to launch joint credit cards. The number of cooperative regional banks reached 14.
Cardholders can bind Meituan credit card on Meituan, and when spending on Meituan, they can use Meituan credit card to pay and enjoy relevant preferential activities.
If you are a senior user of Meituan, you often order takeout and group purchase, and you have certain spending power. You have applied for other bank credit cards and used them normally, so applying for the Meituan co-branded card is basically the second batch.
Meituan Credit Card can be used every day to deduct 6 yuan, and every takeaway can be deducted from 6 yuan for 90 consecutive days. Movies are 50% off every month, and credit card spending points can be automatically converted into the change of Meituan according to the standard of 10 yuan/100 yuan, which will be cashed on Tiantian Platform.
Bohai bank credit card
The credit card limit of Bohai Bank is: ordinary card limit1000-10000; Gold card amount10000-50000; The amount of platinum card is more than 50,000. It should be noted that the approval of credit line for credit card application is based on the applicant's actual situation, job stability, fixed income and so on. (
Bohai Bank Credit Card Application
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Its products mainly include standard cards, Bohai Bank 5 1 joint credit cards, travel theme cards, house theme cards and family theme cards. The 5 1 joint credit card of China Bohai Bank is a UnionPay standard gold card, free of annual fee, with a maximum credit line of 654.38+10,000 yuan. The card does not have an interest-free repayment period, and it bears interest on a daily basis, and it can be repaid as it is borrowed, which flexibly meets the needs of cardholders such as++++,shopping and consumption.
Shanghai Pudong Development Bank Credit Card
The credit cards of Shanghai Pudong Development Bank are divided into ordinary cards, gold cards and platinum cards according to the card level. Generally, credit cards are between 3,000 and 50,000 yuan, gold cards are between10000 and 50,000 yuan, and platinum cards are above 50,000 yuan. (
Shanghai Pudong Development Bank Credit Card Application Form
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The credit limit of Shanghai Pudong Development Bank's credit card is the credit limit given by the applicant through various evaluations, including: work, credit history, education level, asset status, etc. The better the evaluation project, the higher the credit card limit.
Hengfeng bank credit card
The credit card limit in hengfeng bank is generally: the credit card limit is between 3,000 yuan and 65,438 yuan+00,000 yuan. Gold card amount: 5000 -30000 yuan. Platinum card amount: 10000 -50000. (
Hengfeng bank credit card application
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This article mainly talks about hengfeng bank Star Platinum Credit Card, which is a family-oriented credit card. With this card, it can provide cardholders and their families with a variety of rich rights and interests, such as comprehensive aviation security, private health housekeeper shared by families, triple points on Wednesday, exclusive points cashback, UnionPay platinum courtesy and so on.
In terms of travel, Star Platinum Credit Card is also quite distinctive. With this card, cardholders and their families can enjoy global flight delay insurance in 300 yuan and air checked baggage delay insurance in 800 yuan for a single delay of two hours.
What kind of credit card is easy to use and affordable?
Which bank credit card is easy to use and affordable? Generally speaking, it is more appropriate for us to hold up to 6 credit cards. You can apply for credit cards of various banks according to your own consumption needs.
1, four major credit cards
The credit card approval of the four major banks is more urgent and strict than that of other banks, so we can handle the credit cards of the four major banks first, and then handle the credit cards of other banks. The reason for handling the credit cards of the four major banks is very simple, that is, the four major banks have the widest outlets, and most of our business in daily life is handled through the four major banks. Therefore, it is more convenient to handle the credit cards of the four major banks, which can avoid the problem of cross-bank handling in the follow-up business. It is also more favorable for subsequent bank loans.
ICBC credit card, BOC credit card, CCB credit card, ABC credit card, Bank of Communications credit card.
Introduction is as follows:
1, BOC credit card
China Bank Credit Card is an international standard credit card, with one card and two currencies, which is universal. No prepayment is required. You can spend easily at home and abroad with your card within the limit, and enjoy an interest-free loan for up to 50 days. China Bank has overseas branches in 20 countries and regions around the world.
China Bank Credit Card does not require a guarantor, deposit or cash deposit. To apply for a bank credit card in China, you only need to fill in the China Bank Credit Card Application Form, and attach copies of identity documents, permanent residence certificates and financial documents.
2. China Industrial and Commercial Bank Credit Card
China Industrial and Commercial Bank Credit Card is the most widely issued credit card in China. At present, the main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the card issuing pair, it is divided into business card and personal card, and personal card is divided into main card and auxiliary card.
3. CCB Credit Card
CCB Credit Card is a credit card issued by China Construction Bank. Credit cards issued by China Construction Bank are all called "Dragon Cards", including exclusive cards, business cards and car cards.
2. China Merchants Bank Credit Card
China Merchants Bank has also become the "first bank in the universe", because China Merchants Bank has the largest market value and the widest network, and its services are getting better and better. In addition, China Merchants Bank also cooperates with a number of offline stores, and you can get certain consumption discounts by using China Merchants Bank credit cards, so the cost performance of China Merchants Bank credit cards is still very high.
Summary: The use of credit cards pays more attention to quality than quantity, so it is more appropriate for us to control the number of credit cards within six. At present, different banks have their own advantages in credit cards, so you can handle them selectively according to your own needs.
The following are the credit card channels of Ping An Bank, China Merchants Bank, Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, Minsheng Bank, China Everbright Bank and China CITIC Bank. You can apply for it yourself if necessary!
Credit card applications of China Merchants Bank and Ping An Bank
Credit card applications of China Everbright Bank and China CITIC Bank
Credit card applications of Agricultural Bank and Minsheng Bank
What credit card is good? Recommend a good credit card.
I think these credit cards are more affordable and easier to use.
1, CITIC Taobao Card:
Taobao credit card online transactions generally do not enjoy points, but cardholders spend tens of thousands of dollars through Taobao credit card, which is a bit wasteful without points. Many card friends strongly recommend this CITIC Bank Taobao co-branded card, and you can also earn points by paying with Alipay. Generally, the online transaction score of CITIC Taobao Card is 1 yuan 1, and each consumption exceeds 2,000 yuan, and 1 yuan is 2 points. With Alipay, the score can reach 3 to 10 times.
2. Bank of Communications standard credit card:
For every full 1 yuan spent offline by Bank of Communications, 1 points can be accumulated. According to the latest news, the standard card of Bank of Communications now has points for online consumption, and it also enjoys ten times points in the month when it is full of five pens in consumption abroad. This card also has the most popular dining activities on Friday, and you can enjoy a maximum discount of 50%. The credit card points of Bank of Communications can also be used to charge phone bills and pay living expenses.
3. China Merchants Bank standard credit card:
The standard card of China Merchants Bank has been nicknamed "virgin card" by many netizens. The circulation of this card ranks first in the country, and the threshold for bidding is relatively low. China Merchants Bank's standard card has many consumption concessions. For example, Tuesday is half price, movies are 50% off, food is half price on Wednesday, and points are exchanged. You can exchange quality packages at Starbucks, KFC and other places.
Extended data:
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
The credit card stipulated in the relevant laws of China (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal [1-2]. 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).
On May 25th, 20021year, the Supreme People++promulgated and implemented the Provisions of the Supreme People++on Several Issues Concerning the Trial of Civil++Cases of Bank Cards.
Top Ten Cost-effective Credit Cards: Everyone who has used them says yes (I)
There are many kinds of credit cards in various banks, which often make many card friends picky and don't know which one to choose. Today, we have integrated ten credit cards that netizens agree are the most cost-effective, and introduced them to you in two parts, hoping to help you choose a card.
List of top ten cost-effective credit cards
1, China Merchants Bank Young Card: the entry-level preferred card for young people, with relatively low threshold, under 30 years old and stable work income. Even young people who have just entered the society have the opportunity to get rid of their cards, and the first withdrawal every month is free, which is more suitable for+++. Keep a good habit of using the card and pay in installments from time to time, and the amount will be faster.
2. Ping An Bank Owner Card: Specially tailored for car owners, which can provide 8.8% discount on refueling. It can be returned to 60 yuan at most every month, and to 720 yuan at most every year. It can also be given 165438+ 10,000 yuan of vehicle accident insurance and 30 kilometers of free road rescue. The maximum amount is 50 thousand, usually it is better to have a car under your name. 200 yuan's rigid annual fee will be charged for opening the card in the first year, and the annual fee for the following year will be exempted if it exceeds 30,000 yuan.
3. Bank of Communications Wal-Mart Credit Card: one of the essential cards in daily life. As long as there is a Wal-Mart supermarket near home, there is absolutely no loss in getting a card. You can spend money at Wal-Mart's designated stores, such as physical POS machines, UnionPay payment and WeChat payment, and the amount is not limited. If you swipe your card, you can refund the payment. The monthly limit is 150 yuan, and the transaction amount can be deducted.
4. Guangfa True Love Credit Card: It is said that it is the easiest card in Guangfa Card, especially suitable for women. Many card versions can be freely selected. Merchants can choose 3 times points+online shopping points, as well as women's high health gifts. They can also use points to renew their insurance and exchange them for critical illness insurance, travel accident insurance and shopping protection insurance, which makes thousands of women crazy.
5. ABC has beautifully upgraded its mother's credit card: the card face is fashionable and personalized, and there are two kinds of gold cards and platinum cards, which can provide multiple exclusive rights such as preferential maternal and child merchants, preschool education and health care. UnionPay Platinum Card can also enjoy parking service at 0 yuan Airport, two nights in a five-star hotel, 50% discount on buffet and afternoon tea in a five-star hotel. This is necessary for a baby mother.
So much for the easy-to-use and affordable credit card introduction.