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Can I apply for factory finance if my credit card is overdue for five or six times?
Yes, it's no big problem. The manufacturer's finance only depends on the ability of overdue repayment. Do not look at big data. This car is a consumable. This is not much better than a mortgage. In addition, the manufacturer. Is it possible for users with poor credit to apply for overdue credit, but do they need to apply for 4s shop manufacturers?

Finance, that generally can't pass,