You can apply to increase the limit, and whether it is approved or not is subject to the system review results.

1. The credit card limit adjustment is comprehensively assessed based on the personal information you submitted, proof of financial resources, card holding time, consumption volume, repayment record and other factors; 2. If your initial limit does not reach your It is recommended that you use the card for a period of time on the basis of the original limit, swipe the card more, diversify your consumption and repay the loan on time, or submit your financial proof materials for review.

Our bank will increase the fixed limit from time to time for cardholders with good card usage records. Cardholders can also apply to increase the fixed limit on their own, and our bank will review their card usage such as consumption and repayment to determine whether to increase the fixed limit.

Application method: Log in to credit card online banking and click "Account Management" → "Account Limit Management" → "Fixed Limit Adjustment".

More channels:

Log in to Mobile Life and apply to increase the fixed limit immediately.

You can also apply by voice call. After calling the credit card service hotline to verify your identity, press 2 to enter "Limit Inquiry and Adjustment", and then press 3 to enter "Limit Adjustment Application".

You can consult online through QQ or WeChat for any information you want to know about China Merchants Bank’s credit card services. Method 1: Search for 4008205555 among QQ business friends and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center.