Hello, landlord, the memory card you mentioned should be a savings card, right? Savings card and debit card are the same concept, and credit card is debit card. The difference between credit card and debit card is: 1. The origin is different: the debit card is deposited in the bank.

Developed from accounts, credit cards are derived from

Overdraft consumption has developed conceptually.

2. Different functions: Is there interest on debit card deposits?

You can overdraw, and credit card deposits can be overdrawn without interest.

3. The nature of the business is different: the debit card is from

Your own money, the credit card belongs to the bank.

4. The profit model of banks is different: debit card banking.

Banks mainly earn deposit spreads; Credit card bank

Mainly earn overdraft interest and handling fees. If the landlord feels dissatisfied or has questions, please continue to ask questions.

Adopted, please.