WeChat credit card payment limit refers to the use of credit card payment in WeChat, which is prompted by a single limit or a one-day limit. This limit is stipulated by the bank and cannot be adjusted by users. If they meet the limit, they can only pay after the limit is lifted, or change the payment method directly. Every credit card will have a payment limit, mainly to prevent users from being robbed of a lot of money because of the fast payment speed of credit cards.
With the payment limit, users will not lose a lot of money even if theft occurs.
Wechat credit card sudden limit
The sudden limit of WeChat credit card may be that the daily consumption limit of the user's card has reached the limit. When this happens, the system will generally prompt; Then there are security risks in the network environment where users use credit cards to pay, and then there will be restrictions. When individuals don't know the reason for the limit, they can call for advice.
It is worth noting that different banks have different credit card quotas, usually 10000 yuan/day, with a maximum of 50000 yuan/day. For example, Bank of Communications credit card, single limit, daily limit 1 ten thousand yuan. If you don't know the limit, you can call the bank credit card customer service hotline for consultation.
Users usually use credit cards to repay on time, and there can be no overdue repayment, because there will be penalty interest after overdue repayment. The longer the time, the more penalty interest will be generated. Moreover, after overdue repayment, the bank will collect the money, and there is still a danger of being repaid in the long run.
If you can't repay on time after using a credit card, you can use installment or minimum repayment amount, which can reduce the monthly repayment amount. Generally, you can choose the number of installments according to your monthly income, and you can return them in advance after installment, which can save the expenses of handling fees.
Version information: Take WeChat version 8.0.20, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.
What is the credit card WeChat payment limit? This summary must be read!
Many card friends believe that as long as merchants support credit card consumption, they can use credit card payment through WeChat payment. However, in addition to merchant support, credit card WeChat payment is limited. If the payment limit is exceeded, payment will fail. As far as we know, there are three kinds of credit card WeChat payment limits, including single limit, single-day limit and single-month limit. Let's summarize the limits of some banks that support credit card WeChat payment. Let's have a look.
What is the credit card WeChat payment limit?
1, single limit:
Judging from the single limit of bank credit card WeChat payment, the maximum limit is unlimited, and the minimum limit is 5000 yuan. Among them, the number of banks with a limit of 20,000 yuan is the largest, followed by a single limit of 50,000 yuan and a single limit of 1 10,000 yuan. For the specific limit, please click "What is the single limit of credit card WeChat payment?" Different banks have different limits.
2. One-day limit:
Judging from the one-day limit of bank credit card WeChat payment, the maximum limit is not limited, with 8 banks; The minimum amount is 5,000 yuan, and Hangzhou Bank only has1; Among the daily limit amounts of many banks, banks with a limit of 20,000 yuan and 50,000 yuan are the most. For details, please click "Is there a daily limit for credit card WeChat payment?" Credit card WeChat payment daily limit standard.
3. Monthly limit:
Judging from the monthly limit of bank credit card WeChat payment, most banks do not have a monthly credit card payment limit. There are 9 and 5 other banks with a monthly limit of 50,000 and a monthly limit of 200,000 respectively. For the specific limit, please click "What is the monthly limit for credit card WeChat payment?" You will know after reading it! "Views.
In short, the credit card WeChat payment limit depends on what kind of situation.
What is the consumption limit of WeChat credit card?
The consumption limit of WeChat credit card varies from bank to bank. After the credit card is bound to WeChat, there will be a single quota, a single-day quota and a single-month quota if the quota allows. The single credit card limit is generally 20,000 yuan, and some banks stipulate that it is 5,000 yuan, and individual banks can reach 50,000 yuan.
The one-day limit varies from bank to bank. For example, China Merchants Bank, Bank of China, Ping An Bank, Industrial Bank and other credit card WeChat payments have no daily limit. The daily transaction limit of credit card WeChat payment of Agricultural Bank, China Construction Bank and Minsheng Bank is 50,000 yuan.
There will also be a monthly limit when using a credit card to spend through WeChat. For example, China Merchants Bank, Agricultural Bank, Ping An Bank and China Bank all have no credit card monthly consumption limit. As long as the credit card has a limit, users can spend with it. The monthly limit of ICBC is 654.38 million yuan.
Wechat binding credit card has brought many benefits to consumption, and it is more convenient for users to use credit card for consumption. However, this is likely to lead to excessive consumption by users, and they will not be able to repay normally on the credit card repayment date. Therefore, after WeChat binds the credit card, it should be rationally consumed and cannot exceed the personal tolerance.
What is the credit card limit for WeChat payment?
What is the credit card limit for WeChat payment?
1. Single limit
Judging from the single payment limit of bank credit card WeChat compiled by Xi Cai Jun, the maximum limit is not capped, and the minimum limit is 5,000 yuan. Among them, the number of banks with a limit of 20,000 yuan is the largest, followed by a single limit of 50,000 yuan and a single limit of 1 10,000 yuan. For the specific limit, please click "What is the single limit of credit card WeChat payment?" Different banks have different limits.
2. One-day limit
Judging from the one-day limit of bank credit card WeChat payment compiled by Xi Cai Jun, the maximum limit is unlimited, with 8 banks; The minimum amount is 5,000 yuan, and Hangzhou Bank only has1; Among the daily limit amounts of many banks, banks with a limit of 20,000 yuan and 50,000 yuan are the most. For details, please click "Is there a daily limit for credit card WeChat payment?" Credit card WeChat payment daily limit standard.
3. Monthly limit
Judging from the monthly limit of bank credit card WeChat payment compiled by Xi Cai Jun, most banks have no monthly limit of credit card payment, while other banks have monthly limits of 50,000 yuan and 200,000 yuan respectively, with 9 banks and 5 banks respectively.
Wechat Payment is a third-party payment platform under Tencent Group, which is committed to providing users and enterprises with safe, convenient and professional online payment services. With the core concept of "WeChat payment, not just payment", we have created a variety of convenience services and application scenarios for individual users. Wechat payment provides professional collection ability, operational ability, fund settlement solution and security guarantee for all kinds of enterprises and small and micro businesses. Users can use WeChat to pay for shopping, eating, traveling, seeing a doctor and paying utilities. Enterprises, commodities, shops and users are all connected through WeChat, making smart life a reality.
On June 20021,10, WeChat Pay officially launched the brand video number, which provides functions such as skipping video after payment, booking live broadcast after payment, brand red envelope, skipping video number after payment, and issuing brand coupons.
WeChat scan code credit card limit is limited? Finding the reason is the key.
Wechat scan code payment is a common payment method for many people, which can directly bind credit card consumption. However, sometimes the QR code of the merchant supports credit card payment, but the scanning code payment prompts that the credit card has a limit. In this case, you have to find the reason and then seek a solution. Let's have a look.
Analysis on the reasons why credit cards are restricted by WeChat scanning code
When you encounter the limit of WeChat scan code credit card, you can first find this card in WeChat wallet and click in to check the single limit and single-day limit of the card. The limit set by the bank is generally between 5000 and 50000. If it does not exceed the limit set by the bank, go to the credit card online banking to check whether the transaction limit set for the credit card exceeds the limit.
If these two reasons are excluded, there is only one left, that is, the risk control of the system. Wechat payment also has a risk control mode. Through big data, the two-way records of customers and merchants are counted and compared to judge whether the customer's consumption behavior is normal.
If the following situations occur, it means that the customer has an abnormal transaction, which can easily trigger the risk control and lead to the limit:
1, other daily consumption scenarios rarely use WeChat to pay credit cards, and only scan a few fixed QR codes at a time;
2. Every time WeChat scans the code with a credit card, it is a large transaction of several thousand dollars;
3. Contact with multiple WeChat payments in one day, and more than 10 transactions, especially when the interval between each transaction is less than 5 minutes, are easily judged as abnormal by the system.
If it is a limit caused by risk control, it will not take a while to lift it. It is suggested to change the payment method directly. Merchants with POS machines can try to spend by credit card, or try to change other micro-signal binding cards and scan the code to pay.
Let's stop here for the introduction of WeChat payment credit card limit.