Yes, it is still possible to apply for a credit card even if you have an overdue credit card.

First of all, credit card companies will consider the applicant's personal credit status comprehensively, not just whether there is a past due record. They will make decisions based on the applicant's overall credit score, including credit card repayment history, income, job stability and other factors.

Secondly, the impact of the applicant's overdue status on the credit card application depends on the severity and frequency of the overdue payment. If overdue records are few and short-lived, they may only have a slight impact on your credit score and not have much impact on the success rate of your credit card application. However, if delinquencies are severe or frequent, credit card companies may be more cautious about an applicant's credit score.

In addition, some credit card companies have special credit card products for overdue records. Applicants with overdue records can choose to apply for such special credit cards. These credit cards typically have tighter limits and higher interest rates to reduce risk.

In summary, although overdue records will have a certain impact on credit card applications, it does not mean that you cannot apply for a credit card at all. It's important to consider multiple factors to improve your credit score and choose a credit card product that suits your personal situation.

Extended information:

Before applying for a credit card, it is recommended to understand your credit status. An individual's credit score can be assessed through a credit report or debit card overdraft status. In addition, it is recommended to develop good credit card usage habits and repay on time to avoid overdue records. If you have an overdue record, you can try to negotiate with the bank to resolve it and actively improve your credit status.

It is worth noting that when applying for a credit card, it is recommended not to apply excessively to avoid the impact of too many inquiry records on your credit score. At the same time, when choosing a credit card, you should also choose the appropriate credit card type based on your own needs and repayment ability to avoid excessive consumption and high overdrafts.

In short, although there is an overdue record, it will not completely prevent you from applying for a credit card. By comprehensively considering your personal credit status, actively improving your credit score, and choosing credit card products that suit your personal needs, it is still possible to successfully apply for a credit card.