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Will there be a handling fee if I use the Bank of China Dual Currency Credit Card to pay in U.S. dollars and repay in RMB?

There is no handling fee for Bank of China credit card repayment. Currently, there are the following repayment methods for U.S. dollar debts: (1) If you have activated the global single RMB settlement function, all foreign currency consumption will be recorded in RMB. Just pay in RMB; (2) If you have bound automatic repayment, you can choose to use the RMB in the associated account to repay the credit card's foreign currency debt, or repay the credit card's foreign currency debt through the corresponding foreign currency in the associated account; (3) If You have activated the automatic foreign exchange purchase function for bills. You only need to ensure that the credit card RMB account has enough RMB credit balance to repay the foreign currency debt on the due date of repayment. The system will automatically repay the foreign currency debt from the RMB credit balance according to the real-time exchange rate of the day; (4) If you do not meet the above conditions, you can choose the following methods: ① Bring the current bill and original ID card to the counter to purchase foreign exchange and repay; ② Via mobile banking, online banking, Colorful Life client, WeChat official account, or calling Use the customer service hotline and other methods to operate the RMB surplus deposit to purchase foreign exchange.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.