If the consumption is divided into stages, you can choose 3, 6, 12, 18 and 24 stages (one stage per month), and the corresponding handling fees are .7%, .6%, .6% and .6% respectively. (Monthly handling fee = total installment amount * handling fee rate).

in six installments, the handling fee rate is .6%. Therefore, the monthly repayment amount is 6/6+6*.6%=136 yuan < P > The total handling fee for six months is 216 yuan.