Insurance liability of vehicle insurance

Article 4 During the insurance period, the insured or his authorized legal driver is using the insured motor vehicle

If the insured motor vehicle is damaged due to the following reasons, the insurer shall be responsible for compensation in accordance with the provisions of this insurance contract:

(1) Collision, overturning, falling;

(2) Fire and explosion;

(3) Falling and collapse of external objects;

(4) Storm and tornado;

(5) Lightning strike, hailstorm, heavy rain, Floods and tsunamis;

(6) Subsidence, ice collapse, cliff avalanches, avalanches, mudslides, landslides;

(7) Ferry boats carrying insured motor vehicles suffer natural disasters ( Only when the driver is accompanying the boat).

Article 5 When an insured accident occurs, the insured shall bear the necessary and reasonable rescue expenses to prevent or reduce the loss of the insured motor vehicle.

, the maximum amount does not exceed the insured amount.

Calculation: Car damage insurance: premium 2031; third party 200,000: 1073; excluding deductible liability insurance: 466 yuan. (15% off).