1, credit history
The credit report will show your recent credit history, including credit cards, loans, arrears, overdue and other information. If your credit record is good, then your credit report is qualified. If you have a bad record, it will affect your credit score. If you don't know your online loan big data, you can view your online loan big data information in Sixi Data. The database cooperates with more than 2,000 online lending platforms, and the queried data is very accurate.
2. Personal information
Your personal information will be displayed in the credit report, including your name, ID number, marital status and work unit. If all the information is correct, then your credit report is qualified.
3, query records
The credit report will show who inquired about your credit report, including banks, credit card centers and lending institutions. If your inquiry records are not too many, then your credit report is qualified. If there are too many inquiry records, it will have a certain impact on your credit score.
To sum up, judging whether the credit report is qualified mainly depends on your credit record, personal information and inquiry record. If all the information is correct, then your credit report is qualified.