There are many ways to query credit card points, such as bill query, bank official website query, WeChat official account query, SMS query, telephone query, counter query and so on. This kind of thing is of course convenient. If Alipay or WeChat is bound with a bank card, you can also view it in these two softwares.
Extended data;
Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).
In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.
The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.
Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
I want to ask how to check credit card points.
First, it is convenient and quick to search online. For young people who use more credit cards, online inquiry is the best way. Specific method: 1. Log in to the bank, credit card and online banking II. Click "Customer Service"-"Points Service"-"Points Inquiry" to find the points of your bank credit card.
Second, you can also call for points: you can call for points, call ICBC's credit card phone for manual service, and ask the customer service of the bank credit card center for points.
3. Finally, you can check through the statement: your credit card points will be clearly marked on the statement mailed to you by the bank every month, so you can know your credit card points by looking at the statement, but it should be noted that the points on the statement are points up to the last billing date, so the points marked on the statement may be less than the points data you check online.
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