It is a credit card brand operated and managed by Visa International in San Francisco, California, USA. VISA card began to be issued in 1976. Its predecessor was Bank Americard issued by Bank of America.

Visa provides its financial institution customers with a rich credit card product platform that can meet various payment needs from new credit card customers to high-end consumers, as well as large institutions. Visa's credit card platform also provides value-added services such as a personalized points return system, emergency replacement cards, travel assistance and car rental insurance, which can help card issuers increase customer loyalty and usage.

It is precisely because of VisaNet's centralized architecture that Visa can "see" every transaction processed by VisaNet, which allows Visa to conduct real-time monitoring of every transaction with the help of the Visa "Advanced Authorization" service. Risk scoring, making it possible to stay one step ahead, warning and stopping fraudulent transactions before they occur.

Extended information:

Visa's security strategy mainly focuses on the following aspects:

1. Ensure the security of the payment environment to protect transaction data;

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2. Effectively monitor, identify and prevent fraud through technology and best implementation cases;

3. Control the impact of fraud and help card issuers and acquirers recover or minimize Losses caused by fraud;

4. Maintain their trust in Visa payments through education of merchants and consumers;

Create an industry-wide participation and accountability mechanism by promoting An industrial environment for mutual cooperation on payment security.

Baidu Encyclopedia-VISA