I won't care. You can go to court to sue. For loans overdue's behavior in a short period of time, the lending institution will regard it as non-malicious overdue, as long as the lender pays off all the arrears immediately, and will not pursue the lender's responsibility again, nor will it submit a credit report. Generally, more than 9 days will be regarded as malicious overdue, and more than 12 days will be likely to be prosecuted.

Legal basis:

Article 186 of the Civil Code of the People's Republic of China * * * If one party's breach of contract damages the other party's personal rights and interests and property rights, the injured party has the right to choose to ask him to bear the liability for breach of contract or tort.