Credit card refunds generally arrive in your account within 3 working days. At the same time, different refund methods have different specific arrival times. For example, when refunding by swiping a card at a POS machine, the general refund time is about 3 days. If a refund occurs during online payment, it will take 1-2 days for the refund to arrive in your account. If it is a shopping return and refund, the refund must be made after the seller receives the goods. At this time, the refund time is about 7 days. Users can estimate the following refund arrival time based on different refund methods. The specific arrival time will be subject to receipt of SMS reminder.

Do you still need to repay a credit card refund?

This must be judged based on two times, one is the time when the refund is entered into the account, and the other is the time when the credit card is issued, and then it is divided into two types Situation:

1. Repayment is required: that is, the time when the refund is credited. After the credit card is issued, this refund can only be offset against the next period's debt. After the current period's bill has been issued, you still have to pay according to the bill amount. payment.

2. No repayment is required: that is, when the refund is credited, before the credit card is issued, and there is no other consumption or arrears, the refund will offset the arrears, so no repayment is required. of.