1. Different concepts:

Credit card cash installment means that the cardholder actively applies or the bank invites the credit card limit to be converted into cash and transferred to the designated account/debit card. Installment service with regular repayment.

Consumption installment refers to the service where cardholders apply to repay the credit card consumption amount to the bank in installments.

2. Different limits:

The credit card cash installment limit ranges from 2,000 to 50,000, and the higher limit can even be hundreds of thousands, which generally does not occupy the credit card limit (part of the The bank will occupy).

The maximum consumption installment amount is 95% of the bill amount.

3. Installment charging standards are different:

Credit card cash installment will charge a certain amount of handling fees (the fees charged by each bank are not exactly the same).

The handling fee charged for consumption installments is calculated based on the number of installments.

Baidu Encyclopedia - Cash Installment

Baidu Encyclopedia - Credit Card Consumption Installment