Don’t apply for the Bank of Communications credit card which is too rubbish

It’s rubbish

The first text message reminder will charge a fee, this is the first time I have encountered it!!< /p>

Secondly, if you repay the loan today, it usually takes 2 days to withdraw cash, and you can only swipe the card within 2 days!

Thirdly, you cannot use email for billing, you can only send it by mail Letters, this brings me a lot of trouble!

Fourthly, there is a lot of inexplicable interest. Even after paying it off, there is still interest when you don’t use it! Call the bank to ask, the reason is so shocking that you will want to die!!< /p>

Fifth, I was deceived by their salesperson, so I applied for two Bank of Communications credit cards!! One of them was completely useless, so I asked to cancel it. I called them twice and the cancellation was not successful!! The first time they told me that I had used the card for too short a time and they wouldn’t cancel it, and they told me to try again in half a year. The second time, even after half a year, they still didn’t cancel it for me and they said they were charging this and that!!

Sixth, I thought that I wouldn’t cancel it and just use it. They said that I would be exempted from next year’s annual fee if I used it six times. So when the card I had been using was in arrears, I took another one that I had never used. Pay back the used ones!! Later I checked the card with the original outstanding balance, and it didn’t arrive at all. Now I was anxious, so I called them to ask.

After asking, the answer was: Although there are two cards You can enjoy a credit limit, but the repayments must be made separately!! Yes, what is the truth? Which bank stipulates this? If you use the credit limit, you won’t be able to pay back the TM repayments!! I have used China Merchants Bank's credit cards, and I have 2 of them, both with *** limit, but they can also be paid back with ***!!

By the way, the lady at the phone number of China Merchants Bank actually asked me to withdraw the money. If I repay it to another card, it means I will have to pay a cash withdrawal fee, and there will be endless interest in the future!!

I just paid off the card I have never used. But I fell into this trap!!

If you can’t pay it back together, why don’t you enjoy it!! How can there be no reason to deduct it together and not get it into your account together!!

Friends who have never seen such a rubbish bank and have never applied for a Bank of Communications credit card advise you not to apply for it!!

I am so angry today that I searched Baidu for the words "Bank of Communications credit card rubbish"

Countless messages!!

This proves that it is not garbage for a day or two!!