1. Applicants can apply through the UnionPay app. Apply for digital bank cards through major commercial bank apps and mobile phone manufacturer wallets.

2. After the user downloads the relevant APP. If registration and login are required, users can pay directly using their mobile phone number.

3. The user clicks UnionPay Unbounded Card on the homepage of UnionPay APP. Then find the card application page in the redirected page and click Apply for Card Now.

4. The user fills in the name one by one according to the information and operation steps displayed on the card application page. Document number, mobile phone number and other necessary information for card application.

5. Finally submit the online application. Enter the mobile phone verification code and follow the operations specified on the page.

6. It should be noted that digital bank cards do not have physical cards. This time, the digital bank card is divided into two types: debit card and credit card. You only need to log in to the UnionPay QuickPass APP or the partner bank APP with your mobile phone to apply online. The whole process from applying for the card to using it only takes a few minutes. At present, digital bank cards have just come out, and their functional completeness is still incomparable with physical cards.

7. Although digital bank cards do not have physical cards. However, transfers, financial management, consumption, including QR code scanning, Quick Pass and other functions can be realized. After binding the mobile phone, it can be used without network.