Bank of China Funong Gold Card is a series of debit card products, which can not be used as a credit card for overdraft, but can be used for basic bank card financial functions such as deposit and withdrawal, consumption (existing deposits), investment, and a number of special rights and interests serving agriculture, countryside and farmers. Specifically, it refers to the "special business channel for migrant workers' cards" with free inquiry and preferential withdrawal fees (currently opened in Zhejiang, Liaoning, Fujian, Guizhou, Shaanxi, Chongqing, Anhui and Jiangxi). It is free to inquire about the balance at the counters of postal savings offices and rural credit cooperatives that provide the service of "special business channels for migrant workers' cards". The handling fee for inter-bank withdrawal is .8%, which is directly deducted from the cardholder's account by the system. The handling fee is the lowest in 1 yuan and the highest in 2 yuan. The total cash withdrawal per card per day does not exceed RMB 5,.