The credit limit is comprehensively evaluated according to the information filled in by the individual when applying for a credit card and the relevant supporting documents provided. The main card and the auxiliary card share the same credit limit. When the cardholder needs to use a higher credit line in a certain period of time for traveling abroad, decorating a new house, getting married, and studying abroad for his children, the bank can provide services to increase the temporary credit line.

Increasing the temporary credit line allows cardholders to enjoy the convenience of spending during the peak consumption period, but the temporary credit line does not enjoy revolving credit. The actual credit limit of the credit card exceeding the original credit limit will be included in the minimum repayment amount of the current statement, which needs to be paid off in one lump sum before the due repayment date.