The reasons why the China Merchants Bank credit card shows that the balance is insufficient when swiping is:
1. The first reason is that the credit card swiping exceeds the single transaction limit: the China Merchants Bank credit card is set for a single transaction There is a limit, that is, every consumption and transaction must be within the limited range. If it exceeds the limited range, the card will not be successfully swiped, so the balance will be insufficient.
2. The second reason is that the consumption on the day exceeds the single-day limit: According to the rules of using credit cards of China Merchants Bank, the total daily consumption in China Merchants Bank cannot exceed the maximum consumption limit of the day. So when I swiped the money, the China Merchants Bank credit card showed that I had money but the balance was insufficient.
3. The third reason is that the number of card swipes on the day exceeds the limit: According to the rules of using credit cards of China Merchants Bank, the number of purchases per day at China Merchants Bank cannot exceed the maximum number of purchases on the day. So when I swiped the money, the China Merchants Bank credit card showed that I had money but the balance was insufficient.
4. The fourth reason is that the consumption on the day exceeds the amount swiped on the POS machine: According to China Merchants Bank’s credit card usage rules, the amount swiped on the POS machine every day cannot exceed the fixed amount swiped on the POS machine. So when I swiped the money, the China Merchants Bank credit card showed that I had money but the balance was insufficient.
5. Reason No. 5: The amount swiped exceeds the available limit: According to the credit card usage rules of China Merchants Bank, the amount swiped at China Merchants Bank cannot exceed the available limit. So when I swiped the money, the China Merchants Bank credit card showed that I had money but the balance was insufficient.
Baidu Encyclopedia-China Merchants Bank Credit Card