How to bind someone else’s credit card?
As long as the other party gives you his credit card, ID card and mobile phone number, you can bind. Verification requires a bank card, password and bound mobile phone number, which can be bound after verification.
The process of binding bank cards with WeChat: Start WeChat (version 8.0.16), click the three dots in the upper right corner to enter the menu page; on the "My Bank Card" page, you can simply see the current number. To use WeChat payment method, click "My Bank Card" to enter the add page, or click the three dots in the upper right corner and select "Add Bank Card" in the pop-up menu; enter the bank and click Next; then it will automatically recognize the bank card as Bank, enter the bank card data on the data page below, and then click Next; WeChat will send a verification text message to the mobile phone number reserved for the bank card, fill in the verification code sent in the text message into the verification code input box, and click Next ;Enter the payment password twice in succession. Note that it is a 6-digit pure number. After the two times are consistent, click the Finish button to bind successfully.
1. Advantages
1. You can overdraft without deposit and enjoy the interest-free period of 25-56 days. You can repay your loan on time without paying any interest.
2. When shopping, swiping your card is not only safe, hygienic and convenient, but you can also earn points and give gifts.
3. Special merchants with cardholders in the bank can enjoy discounts
4. Accumulate personal credit and add integrity records to your credit files, which will benefit you throughout your life.
5. Accessible nationwide. You can withdraw money or swipe your card at ATMs and POS machines with the UnionPay logo.
2. Disadvantages
1. Swiping a card for blind consumption is not like paying cash. You spend money one by one. I feel nothing after brushing it. A few numbers lead to blind consumption and money flowing down the drain. However, can you be irrational about what to buy and what not to buy?
2. Excessive consumption of laptop installment payments, digital camera installment payments and smartphone installment payments. While enjoying their favorite items in advance, I also have to consider whether my salary will be just a drop in the bucket when I repay the loan next month?
3. High Interest If you cannot take good care of your credit card and cannot repay on time when the final repayment date arrives, the bank will charge a certain interest fee to avoid greater risks. You only have yourself to blame.
4. Credit cards that require an annual fee basically have an annual fee, but they basically have an annual fee-free policy. For example, CCB can avoid this by swiping three times a year; on the contrary, debit cards started charging small fund management fees in 2006, which costs more than ten or twenty yuan a year. If you apply for a credit card and cannot swipe it three or five times a year or do not know, the bank should charge you an annual fee.
5. Impact on personal credit record Long-term malicious default will naturally affect personal credit record and even be blacklisted by the bank. It will be difficult to borrow money from the bank to buy a house or a car in the future.
How to bind other people’s credit cards on WeChat? How to bind other people’s credit cards on WeChat
1. You need a bank card, password and bound mobile phone number for verification. Once verified, you can bind.
2. First launch WeChat, click the three dots in the upper right corner to enter the menu page;
3. Select "My Bank Card" on the menu page;
4. On the "My Bank Card" page, you can briefly see several current WeChat payment methods. Click "My Bank Card" to enter the add page, or click the three dots in the upper right corner to pop up You can also select "Add Bank Card" from the menu;
5. Enter the bank card and click Next after completing the input;
6. Then the bank card will be automatically identified as which bank. Enter the bank card information on the information page below, and then click Next;
7. WeChat will send a verification text message to the mobile phone number reserved for the bank card, and fill in the verification code sent in the text message for verification. In the code input box, click Next;
8. Enter the payment password twice in a row. Note that it is a 6-digit pure number. After the two times are consistent, click the Complete button, and the binding is successful.
Can WeChat bind other people’s credit card purchases?
Yes, as long as the other party gives you your credit card, ID card, and mobile phone number.
1. Yes, as long as the other party gives you your credit card, ID card, and mobile phone number.
However, binding a bank card is a real-name authentication process. After binding, it is equivalent to using someone else's ID card to authenticate the WeChat account, which may bring risks to your future use.
2. Those who have not yet registered their real names can do so. Those who have registered their real names can only bind their own bank cards.
3. A bank card, password and bound mobile phone number are required for verification. Once verified, you can bind.
4. First of all, when you bind someone else’s bank card, you must have a password. You can’t spend money without a password. If you have a password and can spend money, then nothing will happen.
Can Alipay bind someone else’s credit card?
Binding a credit card requires binding a credit card that is consistent with the identity information in the Alipay account.
The binding method is as follows:
1. Turn on the phone, find the "Alipay" item on the desktop of the phone, and click to enter.
2. After entering Alipay, click My in the lower right corner of the page, then find the "Bank Card" item and click to enter.
3. Enter My Banking Card, find the "" symbol in the upper right corner of the page, and click to enter.
4. After entering to add bank card, enter the bank card.
5. Then fill in the reserved mobile phone number of the bank card, click to agree to the agreement and bind the card.
6. Then enter the verification code sent to your phone by the system.
7. After passing the verification, the card will be bound to Alipay.
That’s it for the introduction on how to bind other people’s credit cards.