Credit cards that support transfer and remittance functions and have foreign currency accounts should be able to make overseas remittances.

Take China Merchants Bank as an example. Currently, China Merchants Bank’s personal online banking already provides online overseas remittance services, accepting US dollars, Hong Kong dollars, Australian dollars, euros, Canadian dollars, British pounds, Japanese yen, Singapore dollars, and Swiss francs. Remittances in 9 major foreign currencies. The process is as follows:

1. Log in to the professional version of China Merchants Bank Personal Internet Banking;

2. Select "Transfer and Remittance" - "Overseas Remittance" - "Ordinary Cross-border Remittance" Enter the remittance information in "Outbound Remittance";

3. When the remittance is successfully sent out, China Merchants Bank will notify you of the remittance progress via text message, and cardholders can also check the remittance processing results at any time through the professional version.

Another reminder is that to use the online overseas remittance function, you must first activate the ordinary "online remittance" function, and the single and daily cumulative overseas personal remittance does not exceed the equivalent of US$200,000. Overseas payees are limited to individuals, universities, and charitable institutions, and cannot be trading companies, securities companies, etc.