How to redeem ICBC credit card points
To redeem ICBC credit card points, you can directly log in to the ICBC mobile APP or after logging in to ICBC e-Life, click Points Redeem and select the corresponding Gifts or instant discounts through WeChat payment
In which redemption mall can ICBC credit card points of more than 20,000 points be redeemed?
Please log in to mobile banking, select the "Benefit Selection - Points" function, and use your personal comprehensive points to redeem products. In addition, you can also redeem via ICBC e-Life App, ICBC e-Shopping or at POS machines at designated merchants/business outlets.
Warm reminder: Please refer to the regulations and display of each region for specific redemption conditions.
(Answer time: May 31, 2021. In case of business changes, please refer to the actual situation.)
How to redeem ICBC credit card points
ICBC credit card Points redemption method:
1. Redeem via ICBC app. Log in to the ICBC app, then find "Hui Life" at the bottom of the page, and then find the "Points Redemption Mall" on the page. After entering, select the product you like, click to buy, and choose to use points to submit the order on the order page.
2. Exchange through ICBC online banking. Log in to ICBC online banking and enter the ICBC mall. Search for points in the search bar. The products that can be redeemed with points will be displayed. Then select the product you like and submit the order.
1. ICBC Credit Card Points Rules
The rules for redeeming credit card points are different for each bank. ICBC credit card points accumulation rules: When cardholders use credit cards for consumption business, points will be accumulated based on the standard of 1 point for 1 yuan spent. No points will be accumulated for transactions processed through ICBC online banking. Some offline purchases are not allowed to accumulate points, such as purchases at real estate, car sales, wholesale, public hospitals, public schools and other merchants, as well as some other items. The validity period of a credit card is generally from the date when the personal comprehensive points are recorded, and the validity period is up to five years (calculated from January 1 to December 31 of each year).
2. Annual fee-free policy for ICBC Platinum Credit Card
Although the annual fee for ICBC Platinum Credit Card is high, there is also a corresponding annual fee-free policy, and ICBC also has detailed classifications. It is particularly well done.
1. As long as it is a UnionPay standard platinum card (except UnionPay Premium Platinum Card, Dual-core Combo Platinum Card, and UnionPay Multi-Currency Platinum Card), the annual fee is charged at a 10% discount. .
2. Platinum card customers of ICBC can reduce the annual fee of the primary and secondary cards for the current year if the cumulative card consumption in RMB or account reaches RMB 200,000 or the equivalent during the year of card use.
3. Platinum card customers of ICBC who accumulate RMB 4 million or its equivalent in either RMB or account consumption can enjoy the permanent annual fee exemption for their primary and secondary cards
3. What is the annual fee for ICBC platinum credit cards?
1. The annual fee for most platinum credit cards of ICBC is 2,000 yuan per year, and the annual fee for supplementary cards is 1,000 yuan;
2. The main card of American Express Centurion Platinum Card has an annual fee of 3,600 yuan, while the supplementary card has no annual fee.
3. The main card of ICBC American Express Centurion Black Gold Card has an annual fee of 18,000 yuan, while the supplementary card has no annual fee.
Operating environment: Mobile phone model: OPPOReno45GPDPM0; Industrial and Commercial Bank of China; Version: 5.6.0
How to redeem ICBC points
First, you can go to ICBC After logging in to the official website points mall Rong E-Shopping, click on the product that needs to be redeemed, then enter and check the box to use points when paying to redeem the product.
The specific redemption method is as follows:
1. Open the official website of ICBC and click the E-Buy button above to enter the points mall.
2. After entering the points mall of Rong E Gou, click on the product that needs to be redeemed and then click the Buy Now button below.
3. The page jumps to the order confirmation interface and adds the delivery address.
4. Check the Use Points for Cash button in the payment method at the bottom of the page to see the points consumed, and then click the Submit Order button.
5. When the page jumps, you can see that the redeemed product order has been successfully redeemed.
Second, exchange on the official website of ICBC.
a. Log in to the personal online banking of the Industrial and Commercial Bank of China; computer: macbookpromos14 and open Google version 92.0.4515.131v
b. Select credit card - business processing - point redemption - enter account login - select gift - redeem immediately; c .Select the gifts and quantity to be redeemed, and fill in the mailing address. 3. Exchange at ICBC branches.
Cardholders can bring their bank card and ID card and exchange directly at ICBC branches. 4. Industrial and Commercial Customer Service Hotline Redemption
Cardholders call ICBC at 95588, select manual service according to the prompts, and ask customer service staff to help redeem credit card points. ICBC credit card points can be redeemed for many things, including gifts, miles, phone bills, etc. In short, it is quite cost-effective. When you reach a certain amount of points, you can choose what you want to redeem. What everyone needs to know here is that you must apply for a credit card based on your actual situation. Don't apply for a credit card just because it has more discounts. Credit cards have annual fees. If you don't have the ability, don't apply for it easily. Swipe points at ICBC designated merchant POS machines to redeem products, vouchers, or a certain percentage of off-payments. Details of the event can be found through the "Promotions" or "Credit Card" section of the ICBC portal website.
ICBC Credit Card Points Redemption Mall
Please log in to mobile banking, select the "Life (Benefit Selection) - Points" function, and use your personal comprehensive points to redeem products. Please refer to the regulations and displays of each region for specific redemption conditions.
(Answer time: April 22, 2022. In case of business changes, please refer to the actual situation.)
That’s it for the introduction of the ICBC Credit Card Points Redemption Mall.