If your credit card balance is due to the novel coronavirus pneumonia epidemic, there is no need to worry. Relevant policies in my country stipulate that for people who have temporarily lost their source of income due to the epidemic, credit policies must be appropriately tilted, and personal credit repayment arrangements such as housing mortgages and credit cards must be flexibly adjusted and the repayment deadlines reasonably extended. Therefore, don’t worry if you cannot repay your credit card on time. The relevant banks will reasonably extend the repayment period.

Legal basis: "Notice on Strengthening the Cooperation of Financial Services in the Banking and Insurance Sectors in Preventing and Controlling the Pneumonia Epidemic of New Coronavirus Infection" 3. Opening up a green channel for financial services. All banking and insurance institutions should further increase support for epidemic areas, reduce or exempt handling fees, simplify business processes, and open up fast channels. It is necessary to give full play to the joint efforts of bank credit, insurance guarantees, financing guarantees and other parties to strengthen financial support for key areas of social and people's livelihood. For people who have temporarily lost their source of income due to the impact of the epidemic, credit policies must be appropriately tilted, and personal credit repayment arrangements such as housing mortgages and credit cards must be flexibly adjusted and the repayment deadlines reasonably extended. Customers who are infected with the new coronavirus should be given priority when making claims, and the scope of liability should be appropriately expanded to compensate all claims.