if you have used your credit card for a while, the bank will send a text message to remind you to increase the limit. There are good and bad raises. You can decide whether to raise the amount according to your own needs.

Benefits of credit card increase: High-value credit cards can reduce restrictions on credit card swiping and cash withdrawal, especially in case of emergency. When traveling, dining, staying in hotels, shopping in shopping malls, etc., a large credit card can help you avoid the embarrassment of insufficient credit card.

Disadvantages of credit card increase: Once the high-value credit card is stolen or the information is leaked, the loss will be huge. Although the bank credit card center has no card guarantee service, in fact, if your credit card is stolen by others, you can only get a small part of compensation. At the same time, if the credit card limit is too high, it may lead to excessive consumption. If the repayment is overdue, it will affect your personal credit history.