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What's the difference between gold card and platinum card of ICBC credit card?
The difference between gold card and platinum card of ICBC credit card is as follows:

1, line:

The gold card amount is 6.5438+0.000-50.000 yuan, and the platinum card amount is more than 50.000 yuan and less than 6.5438+0.000 yuan.

2. Annual fee standard:

Gold card 200 yuan, single-currency credit card gold card 100 yuan, platinum card 2000 yuan, the annual fee of the secondary card is half of the annual fee of the main card.

3. Free annual fee policy:

Gold card swiping five times is exempt from the annual fee of the following year, and platinum card160,000 points are exchanged for the annual fee or exempt from the annual fee of 200,000.

4. Credit card preferential policies:

ICBC credit cards have different promotion preferential policies for platinum cards and gold cards with different joint themes in different time periods. Platinum cards enjoy more benefits and discounts than gold cards.

ICBC credit card gold card processing conditions:

1. Applicants must be over 18 years old. If it is 18 years old, you can ask your immediate family members to help him apply for a supplementary card.

2. The applicant has full capacity for civil conduct and valid identity documents.

3. The applicant has a stable job and economic income, has a certain repayment ability, and can repay on time.

4. The applicant has good personal credit and no record of bad behavior.

5. The applicant agrees to other conditions required by China Industrial and Commercial Bank.

After meeting the above conditions, prepare the required materials in advance, such as certificate A, household registration book, marriage certificate, work certificate, income certificate (stamped with the official seal of the company), etc. , and apply to ICBC.

China Industrial and Commercial Bank Platinum Credit Card Application Conditions:

I. Individuals with certain economic strength

1. ICBC customers or customers of other banks, the annual consumption amount of this card reaches 654.38+million yuan and the number of consumption transactions reaches 24; Or platinum card customers with other bank credit cards.

2. ICBC has VIP customers of Peony International Credit Card.

3. Individual customers with an average daily deposit of 500,000 yuan or more or a single deposit of 6,543.8+0,000 yuan or more in ICBC or other banks for more than half a year (inclusive).

4. Customers with aviation gold card or above who cooperate with ICBC.

Two, the party and government organs, social organizations, financial institutions, senior leaders and financial leaders.

1, leading cadres at or above the departmental level and heads of financial departments of party and government organs.

2, there are financial allocations of various institutions (above the prefecture level) senior leaders and financial department heads.

3. School-level leaders of key primary and secondary schools at or above the prefecture level, school-level leaders of key colleges and universities and heads of financial departments.

4, level 3 key hospital leaders and the head of the financial department.