The bank card sleep state means that there is no balance in the bank card. If it is not used for more than one to two years, the bank card will automatically turn into sleep state. If you want to activate the bank card, you can go to the bank card with your ID card. Go to the bank where you opened your account to activate.
The state of dormancy and freezing after being not used for a long time.
For example, at China Construction Bank, personal bank accounts (including debit cards, current passbooks and credit cards) and corporate bank settlement accounts cannot be used within 6 months from the date of account opening or activation. According to the transaction records, CCB will suspend the non-counter business of the account. The account owner needs to re-verify the identity of the account owner, valid ID and other account opening documents through any CCB outlet across the country before the account functions can be restored.
Banks and payment institutions should strengthen the monitoring of account transaction activities. For accounts that have no transaction records within 6 months from the date of account opening, banks should suspend their non-counter business, and payment institutions should suspend all their businesses. Banks and payment institutions can resume their business after re-verifying the identity of units and individuals.
Extended information:
Each bank has different definitions of sleep card time, ranging from 18 months to 7 years, and must meet the condition of zero balance.
If the ICBC debit card or current passbook has a zero balance status for more than six months (inclusive), it will be managed separately. During this period, the account can still be used normally and will be automatically converted to a normal account when transactions such as deposits occur. However, if a card is managed alone for one year, ICBC will cancel the account. In other words, an ICBC debit card that has not been used for a year and a half and has a zero balance will be cancelled.
Sleeping cards will limit your bank card transaction functions, which means that as long as your bank card goes to sleep, you will not be able to use the bank card for transactions, transfers, etc. Moreover, your card will no longer have administrative fees. If your card has been dormant for more than five years, it will be automatically canceled.
If you want to cancel your sleep card account, there are no geographical restrictions. You can do it at any bank branch across the country. You only need to bring your bank card and ID card to cancel the card directly. Just business.