ICBC Platinum Digital Credit Card doesn't have a physical card, so you can't swipe your card directly with the physical card when using the credit card. Usually, after the credit card application is successful, there will be a card number, and the user can bind to the third-party payment platform according to the card number of ICBC Platinum Digital Credit Card for the operation of consumption payment. You can directly bind China UnionPay, AliPay or WeChat to use it.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
Application version: v9.0.8
Among them, some exclusive rights can be obtained by binding China UnionPay Express. Users can log in to China UnionPay Express APP and enter the digital card area. You can see that the mute binding card function of China UnionPay Express is now supported. "China UnionPay Express Card Binding" is checked by default. After completing SMS verification code and face recognition, set the password of the digital card and enable the credit card online.
ICBC Platinum Card Processing Conditions:
1. The applicant is between 18-60 years old and has full capacity for civil conduct;
2. Have a valid identity certificate;
3. Personal credit information is good;
4. Have the ability to repay the arrears on time;
5. Other conditions stipulated by the bank. After handling, different users get different quotas.
If users want to get a higher amount when handling ICBC Platinum Card, they can submit proof of financial resources at this time. Generally speaking, the more financial resources he submits, the more credit he gets. However, when handling, don't pursue the quota too much, which is generally 2 to 3 times your monthly income.
Users can apply for credit cards through different channels, such as bank counters and online banking. Usually, when they apply for online banking, they can learn more about the rights and interests contained in this card. Moreover, online application can get credit cards faster, but online application requires face-to-face interviews. Users can activate the credit card after obtaining the application. The mailing envelope will be marked with the activation method, and the transaction password and inquiry password will be set when the credit card is activated. The credit card can be used after activation, but it must be repaid on time after spending, and it cannot be overdue.