1. Cancellation of telephone banking.

Basically, general credit cards can be canceled through telephone banking. Of course, some banks may be a little troublesome, while others are different. For example, China CITIC Bank, China Merchants Bank, etc. are very convenient. Please note that the credit card must be able to be canceled before it can be canceled by phone.

2. Cancellation at the bank counter.

Going to the bank counter to cancel is also an option. But please pay attention to a few points:

First: Bring necessary documents, such as ID card, credit card, and if you owe money on your credit card, prepare money!

Second: Remember to avoid the peak hours of the bank to avoid waiting in line for too long and delaying your normal work and life.

Third: Explain the situation to the staff truthfully. If you really want to cancel the card, don’t change your mind easily.

First, before applying for account cancellation or cancellation of a credit card, you must ensure that the points in your credit card have been redeemed to avoid wasting points. Because credit card points are consumption rewards given to users by the card-issuing bank, they can be redeemed for corresponding items at the card-issuing bank. After the account is closed or the card is canceled, all the points in the card will be reset to zero, so you must redeem the points before closing the account or canceling the card to avoid unnecessary losses.