1. Why is the garden frozen?
1, overdue repayment: overdue payment will limit the use of flower buds, and repayment will not be made after 30 days. The amount is relatively large and it is likely to be frozen. It is said that Hua Bai will be reported by the Credit Bureau after the deadline, leaving a bad record on the credit report.
2. Prepayment: Although prepayment will not be overdue, it is also a breach of contract, which will reduce the expected income of Alipay. If the advance payment is too much, the system will force the flowers to be frozen, and 70% people will use them because of the advance payment.
3. Abnormal behavior: using flower bud tx, brush marks, etc. Are they all illegal acts prohibited by Alipay? Although it will not be used for credit investigation, for Alipay, such customers have poor credit and high loan risk, which will directly freeze the flowers.
Second, does it have anything to do with credit cards?
There is no direct relationship. Whether the flower buds can be used or not is determined by the system's irregular comprehensive evaluation of users, and credit information will not be checked during the use, so the borrower's personal credit information will not affect the flower buds. In other words, even if the credit card is not used well, such as overdue credit or too much debt, the flower garden will not be frozen.
However, in the long run, personal credit information is becoming more and more important in the credit society. Make good use of credit cards, standardize the use of cards, and try to avoid tarnishing personal credit.