① Class A households can handle all banking business, with unlimited scope and amount, high security requirements, and are suitable for large payment.

② Class B households can handle daily consumption, shopping and payment through this account.

(3) Class B accounts, like Class A accounts, have no restrictions on account balance, but the daily cumulative limit of consumption payment, transfer to unbound accounts and cash withdrawal totals 6,543,800 yuan, and the annual cumulative limit is 200,000 yuan.

Classification of bank cards:

Under normal circumstances, bank cards are divided into credit cards and debit cards according to whether credit lines are granted to cardholders.

In addition, bank cards can also be divided into the following categories:

1, which is divided into magnetic stripe card and chip card according to different information carriers;

2. According to whether the issuer is in China, it is divided into domestic cards and overseas cards;

3. According to the different issuing banks, it is divided into personal cards and corporate cards;

4. Account can be divided into RMB card, foreign currency card and dual currency card according to different currencies.