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Excuse me, I am a freelancer and I don’t have a proof of employment. Why can’t I apply for a credit card? What's there

The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by our bank. The necessary application documents are a copy of your identity certificate and a work certificate. If you are a freelancer, you can provide your income, a copy of your qualifications and other materials to try to apply. If you can provide other supporting documents of financial resources, it will be more helpful for us to understand your personal situation and determine your credit limit.

If you meet the application conditions for a China Merchants Bank credit card, you can try to apply for a China Merchants Bank credit card through the following methods: 1. Online application: Please open the official credit card website of our bank and select "Apply for Credit Card" - "New Customer" from the horizontal menu "Apply", select the card type you like and follow the prompts; 2. Please bring your original identity certificate, work certificate and financial certificate documents to any branch of China Merchants Bank to apply in person. 3. You can add "China Merchants Bank Credit Card Center" as a friend through WeChat and click "I want to apply for a card" to apply. 4. Call our credit card customer service hotline, select "3#" in the voice message to apply for credit card consultation, then select "1" to transfer the service specialist to register for you, and notify our local staff to contact you to confirm the application. The result of credit card application shall be subject to actual review by our bank.